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	<title>Comments on: Congrats to those who are patient</title>
	<atom:link href="http://www.bostonreb.com/2007/07/congrats-to-those-who-are-patient/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.bostonreb.com/2007/07/congrats-to-those-who-are-patient/</link>
	<description>Boston real estate, Boston condos, Boston luxury condos, Boston luxury real estate, Back Bay condos, Back Bay real estate, Back Bay luxury condos, Boston Back Bay condos</description>
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		<title>By: Denise Catalano</title>
		<link>http://www.bostonreb.com/2007/07/congrats-to-those-who-are-patient/comment-page-1/#comment-2134</link>
		<dc:creator>Denise Catalano</dc:creator>
		<pubDate>Thu, 02 Aug 2007 21:21:00 +0000</pubDate>
		<guid isPermaLink="false">http://bostonreb.com/blog/2007/07/31/congrats-to-those-who-are-patient/#comment-2134</guid>
		<description>I think using an inheritance for a down payment is

in the same category as saving up money over time. In both cases you are not overextending yourself

and are waiting until you can afford to buy with a fiscally responsible down payment.</description>
		<content:encoded><![CDATA[<p>I think using an inheritance for a down payment is</p>
<p>in the same category as saving up money over time. In both cases you are not overextending yourself</p>
<p>and are waiting until you can afford to buy with a fiscally responsible down payment.</p>
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		<title>By: Jim</title>
		<link>http://www.bostonreb.com/2007/07/congrats-to-those-who-are-patient/comment-page-1/#comment-2133</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Thu, 02 Aug 2007 13:04:44 +0000</pubDate>
		<guid isPermaLink="false">http://bostonreb.com/blog/2007/07/31/congrats-to-those-who-are-patient/#comment-2133</guid>
		<description>Sach
Comment by Sach
&#124; 08/01/07 at 7:55 pm
HSBC and Emigrant offer 5.05%. INGâ€™s is only

4.50%

at the time ING was more interesting than both.</description>
		<content:encoded><![CDATA[<p>Sach<br />
Comment by Sach<br />
| 08/01/07 at 7:55 pm<br />
HSBC and Emigrant offer 5.05%. INGâ€™s is only</p>
<p>4.50%</p>
<p>at the time ING was more interesting than both.</p>
]]></content:encoded>
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		<title>By: Sach</title>
		<link>http://www.bostonreb.com/2007/07/congrats-to-those-who-are-patient/comment-page-1/#comment-2132</link>
		<dc:creator>Sach</dc:creator>
		<pubDate>Wed, 01 Aug 2007 23:55:47 +0000</pubDate>
		<guid isPermaLink="false">http://bostonreb.com/blog/2007/07/31/congrats-to-those-who-are-patient/#comment-2132</guid>
		<description>HSBC and Emigrant offer 5.05%.  ING&#039;s is only 4.50%.</description>
		<content:encoded><![CDATA[<p>HSBC and Emigrant offer 5.05%.  ING&#8217;s is only 4.50%.</p>
]]></content:encoded>
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		<title>By: Jim</title>
		<link>http://www.bostonreb.com/2007/07/congrats-to-those-who-are-patient/comment-page-1/#comment-2131</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Wed, 01 Aug 2007 21:44:42 +0000</pubDate>
		<guid isPermaLink="false">http://bostonreb.com/blog/2007/07/31/congrats-to-those-who-are-patient/#comment-2131</guid>
		<description>the 5% down-payment was saved using an ING savings

account over 15 months.</description>
		<content:encoded><![CDATA[<p>the 5% down-payment was saved using an ING savings</p>
<p>account over 15 months.</p>
]]></content:encoded>
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	<item>
		<title>By: Jim</title>
		<link>http://www.bostonreb.com/2007/07/congrats-to-those-who-are-patient/comment-page-1/#comment-2130</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Wed, 01 Aug 2007 21:40:58 +0000</pubDate>
		<guid isPermaLink="false">http://bostonreb.com/blog/2007/07/31/congrats-to-those-who-are-patient/#comment-2130</guid>
		<description>We

had 5% down but the interest rates were marginally different (about .25%) for 100% financing or

95%.  With excellent credit, it made little difference.  We decided to use the 5% to pay off both

cars, fix windows and other small repairs around the house and fund an emergency fund.</description>
		<content:encoded><![CDATA[<p>We</p>
<p>had 5% down but the interest rates were marginally different (about .25%) for 100% financing or</p>
<p>95%.  With excellent credit, it made little difference.  We decided to use the 5% to pay off both</p>
<p>cars, fix windows and other small repairs around the house and fund an emergency fund.</p>
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