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Archive for the 'real estate mortgage' categoryA story about GREEDThe following is from The New York Times. A story about one man’s real estate melt down. What Bankers Assumed……..Alex Pollack reckons finance professionals did believe housing prices could fall, but just not on a national level. The data used to stress test mortgage assets was based on the experience of Texas and other oil-patch states in the 1970s and 80s. It provided an instance of a housing bubble that led to falling house [...] Email from a Boston real estate blog readerJohn: Fannie MaeFannie Mae, the giant mortgage purchaser owned by taxpayers, has cut hundreds of jobs over the past four weeks, reports National Mortgage News. Hmmm I thought government officials wanted Fannie to increase its support of home lending by expanding operations. I guess I’m wrong. New Mortgage GuidelinesBeginning Jan. 1, 2010 Freddie Mac and Fannie Mae will be required to obtain loan-level identifiers for the loan originator, loan origination company, field appraiser and supervisory appraiser. The purpose of the requirement is to prevent fraud and predatory lending, to ensure mortgages owned and guaranteed by those Enterprises are originated by individuals who have complied [...] |
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