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Boston condos

From the BBJ:

No money? No problem, says a team of federal regulators hashing out industry-wide home lending standards.

In a victory for banks, a new proposal for the so-called “Qualified Residential Mortgage” rule is much less restrictive than the original version published in 2011.

The new standards allow no-down-payment options and protect banks from being sued by mortgage investors as long as the recipients of zero-down loans maintain a monthly debt-to-income ratio of less than 43 percent.

File under: Believe it or not

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