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USA TODAY: Banks falling short on modification efforts

Here is another report on the Obama loan modification plan not making much headway yet because banks are so overwhelmed and the system is so chaotic. Everything in this story is what I have heard countless times over and over from borrowers who can’t get going on a modification because the system is so disorganized. Banks have been promising for two years that they are staffing up and getting better. Maybe they are, but here is one more big national story about the nightmare it is dealing with them.

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