According to the National Association of Realtors, in 2018 54% of all first time home buyers were married couples. For many, having a household with two incomes makes saving for and purchasing a Beacon Hill condo for sale more affordable. If you and your significant other are about to tie the knot or already have, it’s a good time to consider your plans for purchasing a Beacon Hill condominium for sale.  These tips can help you get ready for your next move!

1. Swap Your Wedding Gift Registry for a Savings Account

In the US, the average wedding costs over $25,000. If you can’t bring yourself to opt out of the big day and save that money for a down payment for a Beacon Hill condo for sale, enlist your guests’ generosity. Instead of dishes and flatware from a wedding registry, open a savings account and request that your guests make a contribution to the down payment on your future Boston downtown condo. Many will appreciate the wisdom of this request and happily contribute more than a toaster to your future.

2. Pay Off Unsecured Debt

If you and your spouse have incurred debt from your wedding, student loans, or credit cards – pay them down and don’t incur any additional debt. When you are planning to buy a Beacon Hill condo, you do not want to make any other major purchases (like a car)  that will impact your debt-to-income ratio. Having a low debt-to-income ratio is an important factor in your eligibility to buy a home. Having less debt to service will also make your budget more manageable once you have a mortgage and other expenses related to property ownership to take care of.

3. Check Your Credit Scores

Now is a good time to check both you and your partner’s credit scores. Credit reports impact your ability to get a mortgage for your Boston Beacon Hill condo, the rate at which your loan is offered, and the price of the house you are able to purchase. Don’t rely on the scores your bank or credit cards provide online; these are not always accurate. Talk to a lender who can pull your credit report and help you determine what steps will be necessary to improve your eligibility and get pre-qualified. There is no cost or obligation for this service and with so many mortgage products available for people of different financial means, you’ll want a professional who can educate you and prepare you for this major life decision.

Boston Beacon Hill Condos for Sale

42 Results
4
Beds
3 | 1
Baths
4,352
SqFt
(20)
 
 
#72468334 | Condo
 
5
Beds
4 | 1
Baths
5,000
SqFt
(28)
 
 
#72483751 | Condo
 
3
Beds
3 | 1
Baths
3,384
SqFt
(19)
 
 
#72494527 | Condo
 
6
Beds
6 | 3
Baths
7,500
SqFt
(8)
 
 
#72506048 | Condo
 
4
Beds
3 | 1
Baths
3,828
SqFt
(6)
 
 
#72472284 | Condo
 
4
Beds
3 | 1
Baths
2,903
SqFt
(12)
 
 
#72466096 | Condo
 
3
Beds
3 | 1
Baths
2,974
SqFt
(10)
 
 
#72472280 | Condo
 
4
Beds
3 | 1
Baths
2,888
SqFt
(35)
 
 
#72531864 | Condo
 
4
Beds
3 | 1
Baths
3,100
SqFt
(26)
 
 
#72504735 | Condo
 
2
Beds
2 | 1
Baths
2,062
SqFt
(12)
 
 
#72466907 | Condo
 
3
Beds
3 | 1
Baths
3,480
SqFt
(26)
 
 
#72389626 | Condo
 
2
Beds
2 | 1
Baths
2,256
SqFt
(20)
Open House: Jul 21, 2019 11:30 AM - 1:00 PM
 
#72478095 | Condo
 
2
Beds
2 | 1
Baths
2,143
SqFt
(12)
 
 
#72466095 | Condo
 
3
Beds
3
Baths
2,471
SqFt
(8)
 
 
#72466140 | Condo
 
3
Beds
3 | 1
Baths
2,418
SqFt
(20)
Open House: Jul 21, 2019 2:00 PM - 3:30 PM
 
#72434763 | Condo
 
3
Beds
3
Baths
1,626
SqFt
(22)
 
 
#72454930 | Condo
 
2
Beds
2
Baths
1,435
SqFt
(18)
Open House: Jul 21, 2019 1:30 PM - 2:30 PM
 
#72535414 | Condo
 
2
Beds
2
Baths
1,185
SqFt
(11)
 
 
#72466094 | Condo
 
2
Beds
2
Baths
1,225
SqFt
(29)
 
 
#72470522 | Condo
 
2
Beds
1 | 1
Baths
1,302
SqFt
(22)
Open House: Jul 21, 2019 11:00 AM - 12:30 PM
 
#72536728 | Condo
 
1
Beds
2
Baths
1,163
SqFt
(13)
 
 
#72466918 | Condo
 
3
Beds
2
Baths
1,640
SqFt
(9)
 
 
#72488100 | Condo
 
2
Beds
1 | 1
Baths
1,448
SqFt
(18)
 
 
#72474711 | Condo
 
2
Beds
2
Baths
1,238
SqFt
(12)
 
 
#72521710 | Condo
 
© 2019 MLS Property Information Network, Inc. (MLSPIN). All rights reserved.
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
MLS PIN data last updated at July 21, 2019 11:29 AM ET

Author Profile

John Ford
John Ford
EXPERIENCE

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs



In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.



HISTORY

For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.

AREAS COVERED

Back Bay

Beacon Hill

Charles River Park

Downtown/Midtown

North End

South End

Seaport District

South Boston

Waterfront

Brookline

Surrounding Communities of Boston
Contact
John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.




John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114

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