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Massachusetts buyer stats and tips

Massachusetts home buyer stats

Average Home Sale Price in MA1$552,950
Minimum Down Payment in MA (3%)$16,600
20% Down Payment in MA$110,600
Average Credit Score in MA2732
Maximum MA Home Buyer Grant35% of home price, or up to $25,000 (MassHousing)
Massachusetts Real Estate Stats

Down payment amounts are based on the state’s most recently available average home sale price. “Minimum” down payment assumes 3% down on a conventional mortgage with a minimum credit score of 620.

If you’re eligible for a VA loan (backed by the Department of Veterans Affairs) or a USDA loan (backed by the U.S. Department of Agriculture), you may not need any down payment at all.Verify your home buying eligibility in Massachusetts. Start here (Jan 22nd, 2023)

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