Mortgage loan rates have dropped about a quarter of a point, this morning.

You may be able to get a loan as low as 5%, with 20% down and impeccable credit. (sp?)

If you’re considering a purchase sometime during the next cold, bitter month, you might want to talk with a mortgage loan professional about your options. A rate lock might help.

Or, will rates go lower?

** Keep in mind, the rates you see online are often out of date. Bankrate.com, for example, does a weekly estimate of rates, and then reports these to all its syndication partners. Their weekly report had the rate at 5.75% this week, which is already out of date.

Your results may vary.

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