Maybe you’ve been eyeing Boston Midtown condos for sale for a while and this sunny, warm weather has inspired you to pack up and head west. While we are happy to have you, one of the most important parts of planning a long-distance move is making sure that your belongings are properly covered. Any moving company that you hire will automatically offer a basic level of protection for all goods that are transported. Understanding how this coverage works and what it will provide is vital for knowing whether or not additional protection is necessary.

What Basic Coverage Entails

It is first important to note that moving companies are not in the business of selling insurance. Thus, the protections that these entities supply are slightly different from those that you’ll get when purchasing a plan with an actual insurance company. At the most basic level, moving company coverage is referred to as “released value protection”. For each pound of goods that your mover hauls, you’ll get 60 cents of protection. This is true whether your provider is hauling boxes of gym socks or prized works of art.

Full-Value Protection

The next step in moving company coverage is known as “full-value protection”. While basic coverage will come as standard with your moving services, full-value coverage will cost you about 1% of the total assessed value of your goods. For $10,000 worth of personal items, you’ll pay just $100 dollars for coverage and will get the full replacement value of these goods should any damages or other forms of loss occur. Ultimately, for a fairly nominal charge, you’ll get far greater assurance than protection at just 60 cents per pound can provide.

The Requirements for Coverage

There are a few basic requirements that must be met in order for your claims to be considered as valid by your moving company. For instance, all covered goods must be boxed by your moving company and in moving cartons that they have supplied. If you opt to do your packing on your own, your provider can assume that damages were incurred when you boxed your goods up, rather than while they were being transported.

Your Condo Insurance Plan

You may have a few protections that are offered by your current condo insurance plan that could effectively supplement the basic, 60 cents per pound coverage that comes standard with your moving services. Many Boston condo insurance policies have special provisions that protect policyholders’ household items whenever these are temporarily out of the home. To find out whether these protections are present in your plan and to know more about the limits they entail, contact your insurer before binding full-value protection through your moving company.

Still looking for your ideal piece of Downtown Boston real estate? Get those boxes ready, we are here to help you find just what you’re looking for.

Boston Condos for Sale Near Downtown Boston

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Boston condos for sale near Downtown/Midtown Boston

Back Bay Boston condos 
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Navy Yard Charlestown  Boston condos
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Condos around the Midtown area to rent:

Back Bay area condos for rent
Beacon Hill area condos for rent
Charlestown area condos for rent
Navy Yard Charlestown area condos for rent
Dorchester area condos for rent
Fenway area condos for rent
Jamaica Plain area condos for rent
Leather District area condos for rent
Midtown area condos for rent
Seaport District area condos for rent
South Boston area condos for rent
South End area condos for rent
Waterfront area condos for rent
North End area condos for rent
West End area condos for rent
East Boston area condos for rent

Click here: Boston Midtown Condos For Sale.


Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


Back Bay

Beacon Hill

Charles River Park


North End

South End

Seaport District

South Boston



Surrounding Communities of Boston
John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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