I presently have a client who is in the process of purchasing a Boston condo, and asked me this question: “Why is there so much paper work in buying a Boston condo?” He went on to say: “Every time  I provide them with one document they need three more sources to validate it, when does it end?”

It seems to me that the process was much easier when I purchased my first Boston condo in the 1990’s.

The truth be told,  it was easier back then. Now a days because of stricter government guidelines banks need more proof then ever before to prove that you are capable of making your financial obligations on the Boston condo mortgage. Back in my day, all you needed was a pulse and you can obtain a mortgage, hence that led to the housing crisis of the late 90’s and early 2000.

But please don’t get discouraged, the good news is that mortgage interest rates are lower than ever, and its a great time to buy that Boston condo investment or first time homebuyer.

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Updated: December 2017

Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


Back Bay

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Surrounding Communities of Boston
John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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