Different From Buying a Detached Home

The Boston Seaport District  is dynamic, transforming in recent years from a place to work to a place to live, work, and play.
Like many Boston condo buyers attracted to the Boston downtown area, you may be considering purchasing a Boston Seaport condo instead of a single-family home. Makes sense. Many Boston Seaport condominiums for sale offer stunning city views, luxurious amenities and are located within close proximity to downtown Boston best attractions. Who wouldn’t want to easy access to the city from their front door?But in some ways buying a Boston Seaport condo differs from the purchase of a single-family home. The most obvious difference is ownership rights. With a house you own the land. With a condominium you own the air space and a pro-rated interest in the common areas.In truth, some aspects of buying a Boston Seaport condo are easier than purchasing a house, while others can be more of a challenge. That said, with a little preparation and willingness to be flexible, you can get the condo of your dreams.

Financing the Dream

The first steps of buying a Boston condo for sale are the relatively same as purchasing a home. First, put your budget together and get pre-approved for financing. Pre-approval removes any uncertainty about your ability to perform as a qualified buyer, strengthening your negotiating leverage with the seller.

The next step with the financing is all about the property itself. When you find the condo of your dreams, make sure the property is warrantable — meaning federal mortgage backers Fannie Mae and Freddie Mac allow mortgages there.

A condo is considered warrantable if:

  • No single entity owns more than 10 percent of the units.
  • At least 51 percent of the condos are owner-occupied
  • Fewer than 15 percent of the condos are in arrears with their association dues.
  • There is no litigation involving the HOA.
  • Commercial space makes up less than 25 percent of the total square footage

Find an Agent You Can Trust

Next, find an Boston Seaport condo broker who knows the market and fits your home buying style. Talk to a few agents to get a feel for how they communicate and how they will meet your needs. Ask your friends and family for a referral to an agent who they enjoyed working with.

I recommend going on a couple of showings with the agent. If it feels like a good fit, sign a buyer rep agreement. The agreement assures the agent that you are not working with another agent on the side, in return you receive a higher-level of service. If it doesn’t work out, you should be able to cancel the agreement.

The Condo Search

Boston Seaport condo for sale have numerous condominium options, but I suggest that you narrow your choices down before you visit any properties by deciding:

  • Size
  • View – be sure to find out it will remain unobstructed forever?
  • Price range
  • Area of town

Obviously, the location will play a crucial role in your buying decision. It’s not just about a great neighborhood, it’s about the lifestyle and amenities nearby.  Boston downtown condos can put you close to the action and in the Seaport, that means close to great entertainment venues, scenic parks and restaurants. Be sure to consider the condo’s “Walk Score” when you are comparing properties.

Amenities are also important considerations. With single-family homes, what you see is what you get. Condos, however, have perks that make living there feel like a luxurious resort. A few of the most popular amenities include a pool with extended lounge decks, movie theater, coffee bar, concierge, fitness center, game room, gardens and conference rooms.

A Note on Condo Associations

You’ve secured the financing for a payment within your budget. You’ve made a wish list, viewed properties and found a great unit. Now is the time for due diligence with a check on the condo fees and conditions. These fees vary and could include utilities such as electricity, trash, water or cable.

Boston Seaport condo association can be restrictive. Make sure the bylaws don’t prohibit something you plan to do – like have a certain size pet, or the ability to sub-lease for three months while you travel. Be sure to check out the Covenants, Conditions, and Restrictions (CC&R) document. Some associations have a few rules while others have long lists of requirements and restrictions.

Write the Offer

Congratulations, you’ve found a great agent, found a condo you love, secured financing, read all of the small print and are almost ready to make an offer. 

So as you can see, buying a Boston Seaport  condo has its fair share of differences, as well as similarities to buying a house. Whichever you choose, the result should be the same. You enjoy living in a home that you will love for years to come!

Boston Seaport Condos for Sale

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Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


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John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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