This past week the Office of the Comptroller of the Currency and the Office of Thrift Supervision issued a joint report on mortgage performance for 4th quarter 2008.

The report indicates there were 15,395 short sales in the fourth quarter of 2008 an increase of 178% from the 5,523 short sales in the first quarter of 2008.

The report shows there were 107,211 completed foreclosures during 4th quarter, down 23% from the 3rd quarter which had 140,168. The 4th quarter results still shows a 29% increase from the 83,136 completed foreclosures during the first quarter of 2008.

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