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What do “real estate experts” predict for home prices will be in 2026

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What do “real estate experts” predict for home prices will be in 2026

 
A few different factors could help push home prices up, down or keep them stable next year.

Homebuyers finally got some good news late this year when mortgage rates dropped considerably following the Federal Reserve’s back-to-back rate cuts in September and October. With the Fed easing its stance on rates, the average 30-year fixed mortgage rate fell into the low-6% range, a notable improvement from the 7%-plus rates homebuyers faced earlier this year.

These lower borrowing costs are helping to reignite interest in the housing market, but the big question now is what happens next. Will improved affordability bring more buyers into the market and push home values higher? Could rising inventory finally give buyers the upper hand? Or will economic uncertainty keep things flat?

As 2026 approaches, the direction of home prices is also up in the air, so we spoke with mortgage and real estate professionals to get their predictions about where home prices could head next year. Here’s what they had to say.

Find out how affordable the right mortgage loan options could be now.

What will happen to home prices in 2026? Here’s what experts say buyers should know now

Steven Glick, director of mortgage sales at Ziffy, an all-in-one AI-powered real estate investment platform, expects flat to mildly positive home appreciation at somewhere between 0.5% and 2%. 

“That band reflects two things moving in opposite directions: Rates have eased enough to coax demand back, but affordability is still stretched, and supply is slowly rebuilding,” Glick says.

This outlook signals a return to normalcy after years of extremes, according to Debbie Calixto, sales manager at mortgage lender loanDepot. 

“We expect moderate price growth in 2026 — likely below 4% on average across the country,” Calixto says.

Karen Mayfield, national head of originations at mortgage-as-a-benefit provider Multiply Mortgage, sees a similar pattern unfolding as lower rates bring buyers and sellers back into the market. However, Mayfield predicts pent-up demand will absorb new home supply.

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Updated: Boston condo for sale blog 2025

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Ford Realty is located in 137 Charles Street in Beacon Hill

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Updated: Boston Condos for Sale Blog 2025

Byline – John Ford Boston Beacon Hill Condo Broker 137 Charles St. Boston, MA 02114

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MLS PIN data last updated at November 10, 2025, 11:45 PM ET

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