Two hundred years ago, the English philosopher Jeremy Bentham published a strange and
ambitious little pamphlet. It wasn’t a work of grand philosophy. It was something more
practical: a map of human motivation.

His insight was deceptively simple, and it remains as powerful today as it was in 1817:

Every human action is driven by the pursuit of pleasure or the avoidance of
pain. There are no exceptions. And the words we choose to describe these
drives—whether we call someone “prudent” or “cowardly,” “ambitious” or
“greedy”—reveal far more about the speaker than about the person being
described.

So, is there some pain holding you back from buying your first condo or single-family home?

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