Boston Real Estate for Sale

Is your credit rating wrong?  You can probably get it corrected much faster than you think, with a new service called “rapid scoring”, according to this article in the New York Times.  Mention it to your mortgage broker.

Link: href=””>The New York Times > Real Estate > Your Home: Quickly Improving A Credit Rating.

Home buyers in search of a mortgage know that their credit history will play a key role in the outcome. And anyone who has tried to improve a credit score is probably aware that doing so can take months or years.

But it is sometimes possible for a borrower to raise his credit score in just a few days, using a strategy known as rapid rescoring.

“I’ve had a fair amount of success using rapid rescoring for clients,” said Oded Ben-Ami, a senior loan officer for Sterling National Mortgage in Great Neck, N.Y. “And the couple of hundred dollars it costs is negligible compared with the benefits of getting a better interest rate, quicker approval and a higher maximum loan amount.”

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Updated: December 2017

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