Buying your first place is a big step and it’s easy to get overwhelmed and hung up on things that don’t matter when you’re looking at condos for sale in downtown Boston. If you are starting the search for your first place, keep this checklist handy.

1. Decide If You’re Ready

It sounds obvious, but homeownership is a decades-long commitment. Before buying, decide if downtown Boston is the neighborhood where you can truly see yourself for the next 5 to 10 years. Also consider the stability of your job and if you have enough in the bank for additional costs that come with condo ownership.

2. Know Your Must-Haves

If you don’t like DIY projects or don’t have a budget for renovations, skip the fixer-upper, no matter how charming it is. When you start looking at downtown Boston high rise condos, you’ll likely find other things you want, but don’t confuse want with need. You want to be closer to amenities, but you need an outdoor space for your pets.

3. Determine Your Realistic Budget

Beyond the down payment and the mortgage, take into account insurance, repairs, and other miscellaneous ownership costs that can arise. A general rule of thumb is to save 1 percent of the purchase price each year for an emergency fund.

4. Get Preapproved

Getting preapproved first can really come in handy when you’re ready to submit an offer, it can even prevent you from missing out on your dream place. Some sellers won’t even consider an offer if the buyer hasn’t already been preapproved because that means the funds for the mortgage may not come through.

5. Find an Agent

Don’t go into the house hunt alone. Assemble a quality team of professionals, from your downtown Boston real estate broker to loan officer, who you can trust and feel comfortable communicating with. They will be essential during your search.

Find an agent to represent you during your hunt by calling us at (617) 720-5454 today. We specialize in downtown real estate including lofts, condos, and penthouses in Beacon Hill.

Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


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John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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