Following President Trump’s 2026 State of the Union address on February 24, 2026, mortgage rates are expected to drift slightly lower or remain stable in the low-6% range. During the speech, Trump highlighted that rates have already fallen from their 2025 highs of over 7% to a current three-year low of approximately 6.0%. To further drive down costs, he detailed a directive for Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities, a “wild card” move intended to narrow mortgage spreads and reduce borrowing costs for consumers.

Current Mortgage Rate Landscape (February 25, 2026)

As of February 25, 2026, average rates for fixed-rate mortgages are as follows:

30-Year Fixed: 5.945% to 6.07%
15-Year Fixed: 5.286% to 5.45%
30-Year FHA: 5.859%
30-Year VA: 5.608%

2026 Forecasts Post-Address

While the administration predicts rates will continue “falling fast,” most independent analysts project a more gradual stabilization throughout 2026.

Fannie Mae: Predicts rates will average 6.1% in Q1 2026 and 6.0% by Q3 2026.
Mortgage Bankers Association (MBA): Forecasts rates holding steady at 6.1% through most of 2026, with potential to reach 6.5% by year-end if fiscal pressures persist.
National Association of Realtors (NAR): Projects an average of 6.0% for the year.
Redfin & Realtor.com: Expect rates to hover around 6.3%, with occasional dips below 6.0% depending on Federal Reserve actions.

Key Drivers and “Wild Cards”

Bond-Buying Program: The $200 billion purchase of mortgage bonds is designed to lower rates by increasing demand. However, economists warn the effect may be temporary if not supported by broader Federal Reserve monetary policy.
Inflation and Tariffs: Analysts note that other administration policies, such as new tariffs, could exert inflationary pressure, potentially offsetting rate cuts and keeping long-term yields elevated.
Housing Reform: Beyond rates, Trump called for a permanent ban on large institutional investors buying single-family homes to increase available inventory for families.

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South Boston Condos For Sale

101 Results

$150,000

191 K #pk 7
Boston, MA 02127

0
Beds

0
Baths

999
SqFt

(2)

#73493291 | Condo

$150,000

400-R K #17
Boston, MA 02127

0
Beds

0
Baths

180
SqFt

#73416118 | Condo

$150,000

400-R K #15
Boston, MA 02127

0
Beds

0
Baths

180
SqFt

(3)

#73412512 | Condo

$499,999

26 Ward St #1
Boston, MA 02127

1
Beds

1
Baths

475
SqFt

(12)

Open House: Apr 19, 2026, 12:00 PM - 1:30 PM

#73498898 | Condo

$509,000 (Extended)

350 W 4th St #103
Boston, MA 02127

1
Beds

1
Baths

541
SqFt

(33)

Virtual Tour

#73470971 | Condo

$515,000

125 B St #1D
Boston, MA 02127

2
Beds

2
Baths

916
SqFt

(21)

#73475078 | Condo

$525,000

528 E 3rd St #1
Boston, MA 02127

1
Beds

1
Baths

635
SqFt

(12)

#73498685 | Condo

$539,000

543 Dorchester Ave #4
Boston, MA 02127

1
Beds

1
Baths

581
SqFt

(6)

Open House: Apr 19, 2026, 12:00 PM - 1:15 PM

#73488358 | Condo

$549,000

543 Dorchester Ave #6
Boston, MA 02127

1
Beds

1
Baths

581
SqFt

(7)

Open House: Apr 19, 2026, 12:00 PM - 1:15 PM

#73488359 | Condo

$549,900 (New)

30 Woodward St #3
Boston, MA 02127

1
Beds

1
Baths

609
SqFt

(24)

Open House: Apr 17, 2026, 4:30 PM - 6:00 PM

#73501930 | Condo

$559,000

543 Dorchester Ave #8
Boston, MA 02127

1
Beds

1
Baths

581
SqFt

(6)

Open House: Apr 19, 2026, 12:00 PM - 1:15 PM

#73495247 | Condo

$560,000

35 Story Street #2
Boston, MA 02127

1
Beds

1
Baths

595
SqFt

(11)

Virtual Tour

Open House: Apr 19, 2026, 12:00 PM - 1:00 PM

#73479929 | Condo

$599,000

309-311 Emerson St #8
Boston, MA 02127

1
Beds

1
Baths

707
SqFt

(17)

Virtual Tour

#73426123 | Condo

$599,900

201 D St #2
Boston, MA 02127

2
Beds

1
Baths

658
SqFt

(27)

#73484347 | Condo

$629,000

281 W 2nd St #A1
Boston, MA 02127

2
Beds

1
Baths

860
SqFt

(17)

#73497564 | Condo

$629,000

543 Dorchester Ave #3
Boston, MA 02127

2
Beds

1
Baths

674
SqFt

(10)

Open House: Apr 19, 2026, 12:00 PM - 1:15 PM

#73488355 | Condo

$649,000

543 Dorchester Ave #5
Boston, MA 02127

2
Beds

1
Baths

710
SqFt

(10)

Open House: Apr 19, 2026, 12:00 PM - 1:15 PM

#73466977 | Condo

$675,000

267 Old Colony #313
Boston, MA 02127

1
Beds

1
Baths

675
SqFt

(28)

Open House: Apr 18, 2026, 12:00 PM - 1:30 PM

#73479149 | Condo

$725,000

194 E St #1
Boston, MA 02127

2
Beds

1
Baths

800
SqFt

(10)

Open House: Apr 17, 2026, 5:30 PM - 6:30 PM

#73498776 | Condo

$749,000 (New)

118 B Street #201
Boston, MA 02127

1
Beds

1
Baths

713
SqFt

(9)

#73500791 | Condo

$750,000 (New)

787 E 3rd St #2
Boston, MA 02127

2
Beds

1 | 1
Baths

1,065
SqFt

(15)

Open House: Apr 17, 2026, 4:00 PM - 5:30 PM

#73502389 | Condo

$769,000

511 East Eighth #1A
Boston, MA 02127

2
Beds

1 | 1
Baths

1,070
SqFt

(32)

#73480294 | Condo

$775,000

58 Gates St #1
Boston, MA 02127

2
Beds

2
Baths

1,111
SqFt

(15)

#73498023 | Condo

$775,000

1306 Columbia Road #5C
Boston, MA 02127

2
Beds

2
Baths

1,162
SqFt

(22)

#73479994 | Condo

$810,000

118 B Street #307
Boston, MA 02127

1
Beds

1
Baths

747
SqFt

(9)

#73488339 | Condo

$829,000

36 A St #3A
Boston, MA 02127

2
Beds

1
Baths

925
SqFt

(14)

#73499848 | Condo

$834,900

45 W 3rd St #406
Boston, MA 02127

1
Beds

1
Baths

774
SqFt

(14)

#73499247 | Condo

$845,000

31 Mercer Street #2
Boston, MA 02127

2
Beds

2 | 1
Baths

942
SqFt

(24)

#73484388 | Condo

$849,000

159 W 3rd St #2
Boston, MA 02127

2
Beds

2
Baths

1,153
SqFt

(25)

Virtual Tour

Open House: Apr 18, 2026, 11:00 AM - 1:00 PM

#73497861 | Condo

$849,900

394 E 8th St #3
Boston, MA 02127

2
Beds

2
Baths

1,007
SqFt

(25)

Virtual Tour

Open House: Apr 19, 2026, 12:00 PM - 1:30 PM

#73497820 | Condo

$850,000

215 Athens St #4
Boston, MA 02127

2
Beds

2
Baths

1,171
SqFt

(19)

#73490622 | Condo

$850,000

136 West Eighth St #Two
Boston, MA 02127

2
Beds

2
Baths

903
SqFt

(14)

Open House: Apr 19, 2026, 12:00 PM - 1:00 PM

#73489088 | Condo

$875,000 (New)

261 Silver St #1
Boston, MA 02127

3
Beds

1 | 1
Baths

1,249
SqFt

(17)

Open House: Apr 18, 2026, 1:00 PM - 2:30 PM

#73501241 | Condo

$875,000

150-156 Athens St #2
Boston, MA 02127

2
Beds

2
Baths

919
SqFt

(18)

Open House: Apr 18, 2026, 11:00 AM - 12:00 PM

#73489272 | Condo

$888,000

2 W 6th St #108
Boston, MA 02127

2
Beds

1
Baths

1,167
SqFt

(35)

#73497054 | Condo

$889,000

17 Vinton Street #3
Boston, MA 02127

2
Beds

2
Baths

972
SqFt

(21)

#73479477 | Condo

$899,000

883 E Broadway #1
Boston, MA 02127

2
Beds

2
Baths

1,072
SqFt

(21)

#73498451 | Condo

$899,000

774 E 3rd St #1
Boston, MA 02127

1
Beds

1 | 1
Baths

1,367
SqFt

(21)

#73497901 | Condo

$899,000

108 Emerson St #1
Boston, MA 02127

2
Beds

3
Baths

1,568
SqFt

(38)

Virtual Tour

#73478253 | Condo

$925,000

267 Old Colony #503
Boston, MA 02127

2
Beds

2
Baths

916
SqFt

(28)

Open House: Apr 18, 2026, 12:00 PM - 1:30 PM

#73471094 | Condo

$925,000

340 West 2nd Street #17
Boston, MA 02127

2
Beds

2
Baths

1,245
SqFt

(38)

Virtual Tour

Open House: Apr 19, 2026, 9:30 AM - 11:30 AM

#73461136 | Condo

$929,900 (Price Changed)

150 W. Broadway #418
Boston, MA 02127

2
Beds

2
Baths

978
SqFt

(41)

Open House: Apr 17, 2026, 12:00 PM - 1:00 PM

#73444958 | Condo

$949,000 (New)

39 A St #16
Boston, MA 02127

2
Beds

2
Baths

1,109
SqFt

(14)

Open House: Apr 18, 2026, 11:30 AM - 1:00 PM

#73502375 | Condo

$949,000

160 W Broadway #202
Boston, MA 02127

2
Beds

1 | 5
Baths

1,022
SqFt

(16)

Open House: Apr 18, 2026, 11:00 AM - 1:00 PM

#73499578 | Condo

$979,000

350 West 2nd St #1
Boston, MA 02127

2
Beds

2
Baths

1,356
SqFt

(20)

Open House: Apr 18, 2026, 12:00 PM - 1:30 PM

#73476929 | Condo

$980,000

420 W Broadway #604
Boston, MA 02127

2
Beds

1
Baths

876
SqFt

(15)

Open House: Apr 18, 2026, 12:30 PM - 2:00 PM

#73498858 | Condo

$985,000

36 Mercer St #1
Boston, MA 02127

3
Beds

2
Baths

1,652
SqFt

(26)

Open House: Apr 19, 2026, 11:30 AM - 1:00 PM

#73492688 | Condo

$989,000 (New)

45 W Broadway #111
Boston, MA 02127

2
Beds

2 | 1
Baths

1,272
SqFt

(21)

Open House: Apr 18, 2026, 11:30 AM - 1:00 PM

#73501673 | Condo

$989,000

39 A Street #8
Boston, MA 02127

2
Beds

2
Baths

1,083
SqFt

(17)

#73499914 | Condo

$999,000 (New)

171 W 4th St #7
Boston, MA 02127

2
Beds

2
Baths

1,082
SqFt

(24)

Open House: Apr 18, 2026, 12:30 PM - 2:00 PM

#73501743 | Condo

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