Don’t: Make Major Changes to Employment and Income

Changing jobs when trying to qualify for a loan can make it more difficult, especially if the pay structure changes. Further, this could make you look unreliable or unable to earn consistent income. If you do have to change jobs for any reason, the lender should be notified as soon as possible.

Don’t: Open Additional Lines of Credit without Talking to a Professional

Whenever you apply for a new credit card or other loans, your credit score will decrease. Because credit scores are important when it comes to qualifying for a loan, your credit score should be as high as possible. As an added benefit, having a higher credit score may translate to a lower interest rate on the home loan.

Don’t: Make Large, Unnecessary Purchases

Although the prospect of buying a home can be exciting, you should wait to close on your mortgage loan before going on shopping sprees for new furnishings. Instead, the focus should be on keeping balances on open credit cards low or completely paid off. Even deferred payment plans can have an impact on your credit score and debt-to-income ratio.

Before looking at lofts, penthouses, and condos in downtown Boston, make sure you’re ready to take all the necessary steps to acquire a mortgage. You should also get in touch with a trusted agent please call us at 617-595-3712

Boston condos for sale

Back Bay new condos for sale
Beacon Hill  new condos for sale
Charlestown area new condos for sale
Navy Yard Charlestown  new condos for sale
Dorchester new condos for sale
Fenway  new condos for sale
Jamaica Plain new condos for sale
Leather District new condos for sale
Midtown  new condos for sale
Seaport District area new condos for sale
South Boston new condos for sale
South End new condos for sale
Waterfront new condos for sale
North End  new condos for sale
West End new condos for sale
East Boston new condos for sale

Condos around Boston to rent:

Back Bay area condos for rent
Beacon Hill area condos for rent
Charlestown area condos for rent
Navy Yard Charlestown area condos for rent
Dorchester area condos for rent
Fenway area condos for rent
Jamaica Plain area condos for rent
Leather District area condos for rent
Midtown area condos for rent
Seaport District area condos for rent
South Boston area condos for rent
South End area condos for rent
Waterfront area condos for rent
North End area condos for rent
West End area condos for rent
East Boston area condos for rent

Author Profile

John Ford
John Ford
EXPERIENCE

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs



In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.



HISTORY

For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.

AREAS COVERED

Back Bay

Beacon Hill

Charles River Park

Downtown/Midtown

North End

South End

Seaport District

South Boston

Waterfront

Brookline

Surrounding Communities of Boston
Contact
John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.




John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114

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