How to find an affordable Beacon Hill condo in 2019?

Buying a Beacon Hill condo for sale for under $1,000.000 is a bit more complicated than buying a more modest home. The following are a few tips to help you navigate through the process of purchasing a Boston Beacon Hill condo.


Because of the cost involved, making the decision to purchase a new Beacon Hill condo is not something most people take lightly. With market trends showing that real estate investments are more long term in the current environment. Luxury home purchasers should really consider what their lifestyles will be like five, 10 and 20 years from now. If a new luxury condo fits into that long-term life plan, then take that as a green light to proceed on the purchase.

While about a third of luxury home buyers pay cash for a property, more than two-thirds finance the purchase. To streamline the lending process as much as possible, Beacon Hill condo buyers should plan their financing well ahead of making an offer. Plan to put as much as 20 percent of the purchase price as a down payment on the home. Also plan to provide extensive documentation on income, investments and the like since luxury mortgage lenders have a great deal of money at stake, too.

Find Expert Representation

The process of purchasing a Beacon Hill home is much more involved than buying a smaller, less costly home. Find a Beacon Hill real estate agent or broker who specializes in Beacon Hill properties.. it’s best to also obtain the services of a good local real estate attorney. Be sure to consult a trusted financial planner and accountant prior to your home search so that everyone involved is prepared to provide the paperwork and documentation needed.

Patience is a Virtue

Settle in, many of the steps involved in finding, offering for and purchasing a Beacon Hill condo. Finding available luxury homes requires some networking with others who own luxury properties. Many Beacon Hill condominiums aren’t listed on the Multiple Listing Service. Talk to business colleagues and have your real estate agent tap into his or her resources to find condos that may be on the market soon.

Making a Beacon Hill condo purchase can be a satisfying endeavor, just remember to enlist experts to smooth the way, conduct extensive due diligence and practice some patience to make it happen.

Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


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John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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