Housing demand in Massachusetts remains resilient because structural supply shortages and non-discretionary buyers are currently outweighing the sticker shock of elevated borrowing costs. [Ford Realty Inc]

Despite a volatile bond market pushing mortgage rates toward their highest levels of the year, macroeconomic and local data highlight why the state’s housing market refuses to stall. [Bostonluxurycondosforsale.com]

Why Demand Persists Amid High Rates

The Psychological Thaw: Buyers have largely accepted mid-6% interest rates as the “new normal” after years of waiting on the sidelines.
Life-Event Driven Moves: Non-discretionary factors like marriages, growing families, and job relocations are forcing buyers to act regardless of macroeconomic conditions.
Intergenerational Wealth: The rise of the “Bank of Mom and Dad”—fueled by stock market highs—is allowing buyers to deploy larger down payments and use underwritten “power bids” to compete against cash offers.
Strong Local Fundamentals: Demand stays anchored by the robust stability of the Greater Boston area’s premier economic drivers, including its world-class universities, medical institutions, and biotech hubs. [Bostonreb.com]

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