Where are Boston condo mortgage rates?
Boston Condos for Sale and Apartments for Rent
Where are Boston condo mortgage rates?
What are today’s mortgage interest rates?
March 13, 2026: The average mortgage interest rate on a 30-year term is 6.12% as of March 13, 2026, according to Zillow. The average rate on a 15-year purchase is 5.75%
March 12, 2026: Mortgages rates keep bubbling higher or lower, without making significant moves. According to Zillow, the 30-year fixed mortgage rate rose four basis points to 6.02%. Meanwhile, the 15-year rate was unchanged at 5.46%.
March 11, 2026: Even with all the turmoil in the bond market, not to mention the world, mortgage rates keep proving the forecasters wrong. The 30-year fixed rate is back under 6%, falling two basis points to 5.98%, according to the Zillow lender marketplace. The 15-year fixed dropped by the same amount to 5.46%.
March 10, 2026: Mortgage rates today nudged higher on long-term loans and lower on short-term loans. According to Zillow, the average 30-year fixed rate is up by two basis points to 6.00%. The 15-year loan is down by two basis points to 5.48%.
March 9, 2026: As of March 9, 2026, the average 30-year fixed mortgage rate is approximately 6.11% to 6.15%. Rates have remained below 6% for some, with options ranging from roughly 5.82% to 6.5% depending on the lender, credit score, and points.
March 8, 2026: This weekend, mortgage rates are clinging just below 6% — barely. The Zillow lender marketplace is reporting an average 30-year fixed mortgage of 5.98%. The 15-year is now 5.50%.
March 6, 2026: Mortgage rates made small moves over the past week. According to Freddie Mac, the average 30-year fixed rate 6.00%. The 15-year loan dropped one basis point to 5.43%.
March 5, 2026: Mortgage rates moved higher early this week, placing 30-year fixed rates at 6.12% and Housing Wire Data showing 30-year conforming rates at 6.19%. Market experts said supply, affordability and foreclosure volume will shape spring housing demand.
March 5, 2026: The rate on a 30-year fixed refinance is 6.2% today, according to the Mortgage Research Center. Rates averaged 5.33% for a 15-year financed mortgage and 6.1% for a 20-year financed mortgage.
March 4, 2026: Mortgage rates are moving higher, driven by selling pressure in the bond market. The 30-year fixed rate has risen 12 basis points since Monday to 5.92%, according to the Zillow lender marketplace. The 15-year fixed rate is higher by 11 basis points to 5.50% for the same period.
March 1, 2026: The experts are confounded. Mortgage rates are beating all expectations and setting new multi-year lows. According to the Zillow lender marketplace, the average 30-year fixed mortgage rate is 5.81%. The 15-year fixed rate is setting a new low since 2022, at 5.32%.
February 28, 2026: Mortgage rates remain close to 2022 lows. According to the Zillow lender marketplace, the current 30-year fixed rate is 5.81%, just seven basis points up from last Thursday’s multi-year low. The 15-year fixed rate is down five basis points to 5.32%, which is its new low in more than three years.
February 26, 2026: 30-year fixed mortgage rate fell three basis points to 5.74%. The 15-year rate dropped an equal measure to 5.37%.
February 25, 2026: Mortgage rates made a tiny move higher today. According to the Zillow lender marketplace, the 30-year fixed rate rose one basis point from its previous multi-year low to 5.77%
February 23, 2026: If you’ve been waiting for mortgage rates to dip below 6%, wait no longer. According to the Zillow lender marketplace, the average 30-year fixed mortgage rate is 5.86%. The 15-year fixed rate is 5.41%.
February 20, 2026: The average mortgage interest rate on a 30-year mortgage is 5.87%, as of February 20, 2026, according to Zillow. The average 15-year mortgage rate is 5.37%.
February 19, 2026: The 30-year fixed mortgage rate fell 8 basis points to 6.01% for the week ending Wednesday, according to Freddie Mac. That’s the lowest level since September 2022. The 15-year fixed dropped 9 basis points to 5.35%.
February 18, 2026: Despite a small uptick in early February, mortgage interest rates have continued to hover in the low 6% range over the past several weeks, still considerably lower than this time last year.
February 17, 2026: According to Zillow’s latest data, the average 30-year fixed mortgage rate is sitting comfortably at 5.85%, and the 15-year fixed rate is a very attractive 5.36%. This stability is a direct result of the Federal Reserve’s decisions to lower rates in late 2025. Even though they didn’t change rates at their first meeting of 2026, the groundwork has been laid for this calm. It’s a rare chance for us to get a good deal on a home loan.
February 13, 2026: Mortgage Rates, February 13: 30-Year Fixed 6.09%, 15-Year Falls to 5.44%
February 12, 2026: The average mortgage interest rate on a 30-year mortgage is 5.99% as of, according to Zillow data.
February 11, 2026: According to Zillow, the average 30-year fixed rate remains under 6%, currently 5.87%. The 15-year fixed rate is 5.34%.
February 9, 2026: Current mortgage rates are relatively low. According to Zillow, the average 30-year fixed mortgage rate is 5.95%, and the 15-year fixed rate is 5.43% — rates under 6% and 5.5% are exciting milestones. Rates are likely low due to economic factors, including the disappointing job openings report released last week. Inflation data comes out on Friday, and mortgage rates could increase if the report shows that inflation is rising more slowly.
February 4, 2026: The average mortgage rates in the Boston area are approximately 5.99% for a 30-year fixed-rate mortgage and 5.50% for a 15-year fixed-rate mortgage.
February 3, 2026: Just under 7%. That’s what the average mortgage interest rate for a 30-year term was sitting at in early February 2025. According to historic FreddieMac data, at 6.89%.
January 30, 2026: Mortgage Rates Today, January 30, 2026: 30-Year Rates 6.17%
Where are Boston condo mortgage rates?
January 25, 2026: The average 30-year fixed mortgage rate has once again slipped to an important baseline. The current 30-year rate is 6.00%, according to data compiled from the Zillow lender marketplace. The 15%-year fixed rate is 5.50%. Now may be a good time to lock in a mortgage rate
January 22, 2026: The average interest rate on a 30-year, fixed-rate mortgage dropped to 5.91% APR, according to rates provided to NerdWallet by Zillow.
January 21, 2026: According to Zillow, the average 30-year fixed rate rose 15 basis points to 6.05%.
January 20, 2026: According to Zillow, the average 30-year fixed mortgage rate is 5.90% — 82 basis points lower than this time last year. The 15-year fixed rate has decreased by 63 basis points and is now 5.36%.
January 19, 2026: According to Zillow, the national average for a 30-year fixed mortgage now sits at a very attractive 5.90%,
January 16, 2026, mortgage rates have seen a significant drop, with the average 30-year fixed mortgage rate now sitting at 6.06%. This is a welcome change from this time last year when rates were hovering over 7%, marking a substantial decrease of 98 basis points. This downward trend has already sent a positive ripple through the market, evidenced by a considerable uptick in mortgage applications.
January 14. 2026: Mortgage rates have bounced up from recent lows but remain under 6%. According to Zillow, the average 30-year fixed rate is 5.93%. Meanwhile, the 15-year fixed home loan rate is 5.40%. Zillow compiles rates from those offered in its lender marketplace.
January 13, 2026
Higher Rates
The idea of mortgage rates dropping well into the 5s didn’t last long.
CR had a full dissertation on why rates probably won’t be moving:
https://calculatedrisk.substack.com/p/lawler-some-comments-about-upcoming
An excerpt:
If GSE MBS purchases are limited to $200 billion, and if it appears that the FHFA/administration will not allow more than that, then the impact on MBS/Treasury spreads will not be that great, and will not be sustainable. As such, investors who look to jump into MBS ahead or along with the GSEs should do so with an exit strategy in mind.
For those who are waiting for rates come down before buying/selling, it’s probably going to be a while – and maybe never.
Where are Boston condo mortgage rates?
January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a 15-year fixed mortgage is 5.38%, according to Zillow’s data.
As we step into January, the question on many minds is: what are today’s mortgage rates doing? It’s fantastic news for potential homebuyers and those looking to refinance. The average 30-year fixed mortgage rate has actually hit a 2025 low, settling at 6.15% according to Freddie Mac’s latest data. This is a welcome shift from a year ago, when we were closer to 7%. While it’s not a sudden plunge, it signals a steady, encouraging trend heading into the new year.
Where are Boston condo mortgage rates?
December 21, 2025: According to Zillow data, the 30-year fixed mortgage rate is 6.03%, and the 15-year fixed rate is 5.42%. The 30-year interest rate has been content to remain mostly unchanged since the end of October.
December 21, 2025:
| Product | Interest rate | APR |
|---|---|---|
| 30-year Fixed | 6.12% | 6.13% |
| 30-year Fixed FHA | 6.12% | 6.86% |
| 30-year Fixed VA | 5.55% | 5.76% |
| 20-year Fixed | 6.01% | 6.02% |
December 13, 2025, average national mortgage rates for a 30-year fixed loan were approximately 6.27%, while a 15-year fixed mortgage averaged around 5.58%, and a 5/1 Adjustable-Rate Mortgage (ARM) was about 5.58%.
December 9, 2025: Mortgage rates have been rangebound for over six weeks, with nothing to compel them higher or lower. According to Zillow, the average 30-year rate is 6.07%. The 15-year average rate is 5.53%. A Federal Reserve rate cut is likely tomorrow, with Fed Chair Jerome Powell’s comments and the Fed’s dot plot likely to lead bond market sentiment.
December 8, 2025: Mortgage rates have risen since last week. According to Zillow data, the 30-year fixed mortgage rate is up 13 basis points to 6.10%, and the 15-year fixed rate has increased by 14 basis points to 5.55%.
December 6, 2025: Mortgage rates increased today. According to Zillow, the average 30-year fixed mortgage rate has risen by 13 basis points to 6.10%, and the 15-year fixed rate is up 14 basis points to 5.55%.
November 30, 2025: Mortgage rates vary across the nation, but some borrowers are getting the lowest rates in a long time. According to Zillow data, the current 30-year fixed average mortgage rate is 6.00%. The 15-year fixed rate is 5.50%. Last Wednesday, Freddie Mac reported a 6.23% 30-year rate. That tells you just how important it is to shop multiple lenders.
November 26, 2025: Mortgage rates moved slightly lower over the past week. According to Freddie Mac, the average 30-year fixed rate is down three basis points to 6.23%. The 15-year fixed home loan also fell three basis points to 5.51%.
November 24, 2025: The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.236%, according to data available from mortgage data company Optimal Blue. That’s less than a full basis point of change from the prior day’s report, and down roughly 2 basis points from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.
November 21, 2025, the national average for a 30-year fixed mortgage is around 6.31% to 6.37%, while a 15-year fixed mortgage is about 5.62% to 5.72%
November 18, 2025: Mortgage rates are little changed today. According to Zillow, the 30-year fixed mortgage rate rose two basis points to 6.09%, while the 15-year fixed rate held steady at 5.54%. Mortgage rates, like the 10-year Treasury yield, are drifting, lacking a defined trend.
November 15, 2025: Mortgage rates have churned, but there’s been little movement. According to Freddie Mac, the average 30-year fixed mortgage rate is 6.24%, up two basis points from last week. One year ago, it averaged 6.78%. The 15-year fixed rate is 5.49%, down one basis point for the week. A year ago, it was 5.99%.
November 12, 2025: Mortgage rates are holding mostly steady. According to Zillow, the average 30-year fixed rate is 6.16%, while the 15-year fixed is 5.61%. Momentum to move substantially lower is lacking.
- 30-year conventional: 6.203%
- 30-year jumbo: 6.459%
- 30-year FHA: 6.084%
- 30-year VA: 5.805%
- 15-year conventional: 5.620%
October 31, 2025: Mortgage rates are well below their level from one year ago. According to Freddie Mac, the national average 30-year fixed mortgage rate fell two basis points this week to 6.17% — 55 basis points lower than one year ago. The 15-year rate is down three basis points to 5.41%, more than a half-point lower than last October.
October 29, 2025: Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.18%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.55%.
October 28, 2025: Mortgage rates continue to churn. According to Zillow, the 30-year fixed mortgage rate bounced higher by 12 basis points to 6.21%, while the 15-year fixed rate declined by four basis points to 5.40%. The 30-year jump reflects a move higher last week with 10-year Treasury yields.
October 26, 2025: Mortgage rates are wavering slightly today. According to Zillow, the average 30-year fixed mortgage rate has edged down four basis points to 6.09%.
October 25, 2025: Mortgage rates are wavering slightly today. According to Zillow, the average 30-year fixed mortgage rate has edged down four basis points to 6.09%. Meanwhile, the 15-year fixed term is up seven basis points to 5.44%.
October 22, 2025: Mortgage rates slipped lower again today. According to Zillow, the average 30-year fixed rate is down five basis points to 6.10%. The 15-year fixed loan dropped six basis points to 5.42%.
| Program | Mortgage Rate | APR* | Change |
|---|---|---|---|
| Conventional 30-year fixed | 6.284% |
October 16, 2025: Today’s mortgage rates are wavering. For example, according to Zillow, the average 30-year fixed rate on home purchases has increased by three basis points to 6.23%. However, the 30-year fixed rate for mortgage refinances has decreased by five basis points to 6.33%.
October 11, 2025: Today’s mortgage rates have inched down a bit. According to Zillow, the average 30-year fixed mortgage rate has decreased by two basis points to 6.28%, and the 15-year fixed rate is down two basis points to 5.56%.
October 10, 2025: Mortgage rates have ticked down this week. According to Freddie Mac, the national average 30-year fixed mortgage rate has decreased by four basis points to 6.30%, putting it at 41 basis points below the 52-week average. The 15-year rate is down by two basis points to 5.53%, and it’s 35 basis points under the 52-week average.
October 9, 2025: Mortgage rates are down across the board today. According to Zillow, the national average 30-year mortgage rate has decreased by five basis points to 6.21%, its lowest point in almost a month. The 15-year fixed rate has dropped by eight basis points to 5.53%.
October 8, 2025: Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate Boston condo mortgage is down to 6.33%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.64%.
October 7, 2025: Mortgage rates are up and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.44%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.72%.
October 3, 2025: Mortgage rates are unchanged and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.36%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.62%.
October 2, 2025: Mortgage rates may be in for a move lower if Treasury rates continue to fall. According to Zillow, the 30-year fixed-rate home loan is down six basis points today to 6.29%, while the 15-year fixed-rate fell three basis points to 5.58%.
October 1, 2025: Mortgage interest rates took small steps lower today. According to Zillow, the average 30-year fixed mortgage rate fell one basis point to 6.35% while the 15-year rate dropped eight basis points to 5.61%.
September 29, 2025: Most mortgage rates have ticked up since the Sept. 17 Federal Reserve meeting. According to Zillow, the average 30-year fixed mortgage rate has increased by 34 basis points since Sept. 16, now sitting at 6.47%. This is because it’s common for mortgage rates to decrease in anticipation of a Fed rate cut, but they don’t necessarily keep falling afterward.
September 27, 2025: Mortgage rates lost downward momentum this week. According to Freddie Mac, the national average 30-year rate ticked higher by four basis points to 6.30%
September 26, 2025: Mortgage rates lost downward momentum this week. According to Freddie Mac, the national average 30-year rate ticked higher by four basis points to 6.30%. The 15-year fixed mortgage rate rose eight basis points to 5.49%.
Where are Boston condo mortgage rates?
September 24, 2025: According to Freddie Mac, mortgage rates have gone down to 6.26%, which is still high. Last year at this time, rates were 6.9% on a 30-year mortgage. Rates have been higher than that low all year.
Where are Boston condo mortgage rates?
Just like last year when the Fed lowered their rate, the 10-yr Treasuries – and mortgage rates – are trending higher now.
If you are hoping to time your rate lock, the next CPI release will be on October 15th, and the Fed meets again on October 28-29. Mortgage rates have been lower in the few days before those meetings, though if the CPI number surprises the market (doubtful) then the best rates will be in between the two meetings.
https://www.mortgagenewsdaily.com/markets/mortgage-rates-09172025
September 16, 2025: Mortgage rates continue to move lower, prior to an expected Fed rate cut tomorrow. According to Zillow, the current 30-year mortgage rate is 6.16%, down 12 basis points since Friday.
September 15, 2025: This could be an interesting week for mortgage rates. While they have moved lower in recent weeks, the last time the Federal Reserve cut interest rates, mortgage rates actually moved higher.
According to Zillow, the current 30-year fixed mortgage rate is 6.28%
September 12, 2025: 30-Year Fixed Refinance Boston Condo Mortgage Interest Rates Drop 2.28%
The current 30-year, fixed-rate mortgage refinance average rate stands at 6.3%, versus 6.45% last week.
The annual percentage rate (APR) on a 30-year, fixed-rate mortgage is 6.32%, lower than last week’s 6.47%. The APR is the all-in cost of a home loan—the interest rate including any fees or extra costs.
At the current interest rate, borrowers with a 30-year, fixed-rate mortgage of $100,000 will pay $619 per month for principal and interest, according to the Forbes Advisor mortgage calculator. That doesn’t include taxes and fees. Over the life of the loan, the borrower will pay total interest costs of about $123,394
Mortgage Rates Today, September 11, 2025: 30-Year Rates Drop to 6.39%
September 9, 2025: The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.322%, according to data available from mortgage data company Optimal Blue. That’s down approximately 14 basis points from the prior day’s report, and down approximately 17 basis points from a week ago.
September 8, 2025: Mortgage rates made a big move lower Friday, and now it’s a matter of whether it holds through the week. According to Zillow, the current 30-year fixed mortgage rate is 6.20%. The 15-year fixed rate has fallen to 5.38%. If you can get a similar rate from a lender, this might be a good time to buy a house and lock in a relatively low rate.
Where are Boston condo mortgage rates?
Mortgage interest rates have taken a sharp turn lower. According to Zillow, the 30-year fixed mortgage rate fell 16 basis points Friday to 6.20%. The 15-year rate dropped 14 basis points to 5.38%. Shop around with three or four mortgage lenders to compare their rates and find the best deal.
30-year fixed: 6.20%
20-year fixed: 5.63%
15-year fixed: 5.38%
5/1 ARM: 6.24%
7/1 ARM: 6.18%
30-year VA: 5.66%
15-year VA: 5.15%
5/1 VA: 5.52%
Where are Boston condo mortgage rates?
August 29, 2025: Mortgage rates have fallen to a 10-month low. According to Freddie Mac, the national average 30-year rate is now 6.56%, and the 15-year fixed mortgage rate is 5.69%.
August 26, 2025: Mortgage rates are lower today. According to Zillow, the 30-year fixed mortgage rate fell six basis points to 6.47%
August 22, 2025: Mortgage rates are holding steady to close out the week, with the average 30-year fixed rate remaining at 6.500%
August 20, 2025: The average interest rate for a conventional 30-year fixed mortgage is currently 6.375%.
August 19, 2025: Mortgage rates are up and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.64%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.84%.
Mortgage rates have inched down this month thanks to recent labor market data suggesting that the U.S. economy is starting to cool. When economic growth slows or the economy contracts, mortgage rates tend to go down. Investors now think it’s very likely that the Federal Reserve will cut rates at its next meeting in September, which could help mortgage rates come down further. But new wholesale inflation data released on August 14 came in unexpectedly hot, which could complicate the path to lower rates.
Top mortgage rates today
Current mortgage rates are higher today but lower than they were seven days ago. Rates are lower than they were in early 2025, when the average 30-year fixed-rate mortgage reached above 7%. But rates are still relatively high as fears around stubborn inflation have kept the Federal Reserve from lowering its benchmark rate so far this year.
Mortgage rates change regularly, so compare offers and consider the personal and market factors that influence your quoted mortgage rate.
August 14, 2025:The rate on a 30-year fixed refinance fell to 6.55% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.43%, and for 20-year mortgages, the average is 6.28%.
August 12, 2025: The rate on a 30-year fixed refinance declined to 6.59% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.51%. On a 20-year mortgage refinance, the average rate is 6.34%.
August 8, 2025: The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.630%, according to data available from mortgage data company Optimal Blue. That’s up roughly a basis point from the prior day’s report, and down 10 basis points from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.
August 7,2025: Today’s 30-year fixed mortgage rate is relatively low at 6.48%. According to Zillow data, this is the second time this week that the rate has fallen below 6.5%, putting it at its lowest since April 2025.
August 5,2025: 30-year fixed rate mortgage. At the time this was published, the average 30-year fixed mortgage rate reached 6.74%.
The average 30-year fixed rate mortgage (FRM) hit a record weekly low of 2.65% on Jan. 7, 2021, and a record weekly high of 8.89% on Dec. 16, 1994, according to Freddie Mac.
A 30-year FRM gives borrowers an affordable option but you pay more interest over the life of the loan compared to shorter mortgages.
August 2, 2025: Mortgage interest rates fluctuate daily, and today’s rates have shifted in different directions. According to Zillow, the 30-year fixed mortgage rate moved up by two basis points, sitting at 6.60%. Meanwhile, the 15-year fixed rate dropped 11 basis points to 5.76%.
August 1, 2025: The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.730%
July 30, 2025
Calls for lower mortgage rates could be the battle cry of the decade among aspiring homeowners and those looking to refinance, and for good reason. However, mortgage interest rates have stalled after two weeks of gains, according to Freddie Mac.
Current interest rates for a 30-year fixed-rate mortgage are 6.74%, a decrease of just one basis point since last week. The average rate for a 15-year fixed-rate mortgage is down five basis points to 5.87%. Relatively high rates could leave potential home buyers wondering, “Is this a good time to buy a house?”
If you’re waiting for rates to drop more significantly before buying a home, don’t hold your breath. Current financial and housing market data indicate little interest rate relief in the second half of 2025. If you want to buy, you need a strong financial footing, a decent-sized down payment, and a focus on lower fees to partly compensate for the higher initial mortgage rate. And remember, you can always refinance your mortgage later.
July 27, 2025: Mortgage rates are decreasing, but even so, the changes are pretty small. According to Zillow, the 30-year fixed mortgage rate shifted down by four basis points, sitting at 6.68%. Meanwhile the 15-year fixed rate is down six basis points to 5.91%.
July 25, 2025: Mortgage rates have seen minimal changes recently. According to Freddie Mac, the national average 30-year fixed mortgage rate has gone down a single basis point to 6.74% this week, and the 15-year fixed interest rate has dropped five basis points to 5.87%
July 22.2025: Mortgage rates dipped to 6.66%
______________
July 20, 2025: The 30-year fixed mortgage rate shifted up by one basis point, sitting at 6.72%. Meanwhile the 15-year fixed rate is up seven basis points to 5.97%.
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July 4, 2025: Mortgage interest rates are down again this week, marking five consecutive weeks of decreases. According to Freddie Mac, the national average 30-year fixed mortgage rate is 6.67%, or 28 basis points since this week in 2024. The 15-year fixed rate has dropped by nine basis points to 5.80%, a whopping 45 basis points since last year.
July 3, 2025: Mortgage rates are higher today. According to Zillow, the average 30-year fixed mortgage rate rose five basis points to 6.58%. The 15-year fixed mortgage rate moved up eight basis points to 5.77%.
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Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.69%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.89%.
Current mortgage rates
Here are the current mortgage rates, according to the latest Zillow data:
30-year fixed: 6.53%
20-year fixed: 6.08%
15-year fixed: 5.71%
5/1 ARM: 7.00%
Where are Boston condo mortgage rates?
Boston condo mortgage rates June 29, 2025 – 6.77%
Where are Boston condo mortgage rates?
- 30-year fixed-rate: Around 6.810% APR.
- 15-year fixed-rate: Around 5.821% APR.
- 5-year adjustable-rate mortgage (ARM): Around 6.989% APR.
Where are Boston condo mortgage rates?
June 13, 2025: The rate on a 30-year fixed refinance decreased to 6.82% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.75%, and for 20-year mortgages, the average is 6.61%.
Where are Boston condo mortgage rates?
June 10,2025: It’s been a bumpy few months for mortgage rates. Lingering inflation, the threat of a global trade war and growing recession worries have reduced affordable options for homebuyers.
The average 30-year fixed mortgage interest rate is 6.97% today, down -0.07% since one week ago. The average rate for a 15-year fixed mortgage is 6.09%, which is a decrease of -0.02% since last week.
Where are Boston condo mortgage rates?
Mortgage rates saw modest movement this week, with the national average 30-year fixed rate climbing to 7.00% as of June 4, 2025, according to Zillow. The 15-year fixed rate also rose to 6.00%, marking a slight increase as borrowers face a competitive lending landscape.
Current national mortgage rates
As of Wednesday, here’s where average rates stand:
- 30-year fixed: 7.00%
- 15-year fixed: 6.00%
- 5-year ARM: 7.14%
The 30-year fixed rate ticked up 3 basis points from the previous day and is now down just 1 basis point compared to last week’s 7.01%.
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Where are Boston condo mortgage rates?
May 27, 2025: Mortgage interest rates were mostly unchanged today. According to Zillow, the 30-year fixed mortgage rate wobbled by one basis point to 6.90%, while the 15-year fixed rate held steady at 6.11%.
Boston condos for sale
Where are Boston condo mortgage rates?
May 24, 2025: According to Zillow, today’s 30-year fixed mortgage rate is 6.94%, and the 15-year fixed rate is 6.09%.
Where are Boston condo mortgage rates?
May 23, 2025: Mortgage rates moved higher this week. According to Freddie Mac, the 30-year fixed interest rate is up five basis points to 6.86%, and the 15-year fixed rate stepped higher by nine basis points to 6.01%. It’s the third week of higher home loan rates
Where are Boston condo mortgage rates?
Updated May 21, 2025: The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, increased to 6.92% from 6.86%, with points rising to 0.69 from 0.68, including the origination fee, for loans with a 20% down payment. That rate was just 9 basis points lower the same week one year ago.
Where are Boston condo mortgage rates?
Updated May 20, 2025 – Most mortgage interest rates have ticked up again today. According to Zillow, the 30-year fixed mortgage rate has increased by eight basis points to 6.85%, while the 15-year fixed rate increased by four basis points to 6.07%.
Where are Boston condo mortgage rates?
Mortgage rates have increased on most term lengths today. According to Zillow, the average 30-year fixed rate has climbed by nine basis points to 6.70%, and the 15-year fixed rate is up five basis points to 6.95%. The 5/1 adjustable-rate mortgage (ARM) rate has risen by 15 basis points to 6.88%.
Updated: Boston Real Estate Blog – May 2025
Where are Boston condo mortgage rates?
Mortgage Refinance Rates Today
| Mortgage type | Average rate today |
| 30-year fixed refinance | 6.66% |
| 20-year fixed refinance | 6.15% |
| 15-year fixed refinance | 6.15% |
| 7/1 ARM refinance | 6.20% |
| 5/1 ARM refinance | 6.31% |
| 30-year FHA refinance | 5.75% |
| 30-year VA refinance | 6.62% |
Ford Realty Beacon Hill – Condo for Sale Office
Boston condos for sale – Ford Realty Inc
Updated: Boston Condos for Sale Blog 2025
Byline – John Ford Boston Beacon Hill Condo Broker 137 Charles St. Boston, MA 02114
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The 30-year, fixed-rate mortgage averaged 6.65% as of March 13, according to Freddie Mac. That’s up from 6.63% a week before but down from 6.74% a year earlier.
Mortgage Rates Predictions for 2025
Mortgage rates will continue to average above 6% next year, and home prices will keep rising, the Realtor.com® economic research team predicts in its new 2025 housing forecast.
The report forecasts that mortgage rates will average 6.3% across 2025 and end the year at 6.2%. That’s a leg down from the 6.7% average expected across 2024 by year-end, but still well above the 4% historical average recorded from 2013 to 2019.
Home prices will grow an additional 3.7% through next year, after rising 4% this year and 1.1% in 2023, the forecast indicates. Sales of previously owned homes are projected to tick up to 4.07 million, a 1.5% gain from this year, but still sluggish compared with the 2013–19 historical average of 5.28 million.
Mortgage rates continue to climb: 30-year loan at 6.50%
Freddie Mac points to reasons behind the increase
Today’s rates with no points
The Spring Selling Season could get a real boost if mortgage rates stay in the 5s.
The Fed has been telegraphing their intentions for months now, and at this point, there can’t be anyone who thinks the Fed won’t keep raising their Fed Funds rate – at least for their next two meetings. Mortgage lenders have to be pricing in the anticipated future increases, yes?
After some tepid inflation news last week, mortgage rates came down a 1/2%, and they have stayed there, which makes me think that there was already too much buffer priced in – and there has to be some extra left knowing that the Fed has more work to do.
But just in case, go out and buy a house today so you can get a 5-something rate!
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As of Friday, September 16, 2022, current rates in Massachusetts are 6.03% for a 30-year fixed and 5.31% for a 15-year fixed.
Where are Boston condo mortgage rates?
The average long-term U.S. mortgage rates rose this week for Boston condo buyers, as inflation worries remained at the forefront.
Boston Condo Buyers 30-year Mortgage
For Boston condo buyers the 30-year mortgage rate increased to 5.55% from 5.13% last week. Last year at this time, the rate stood at 2.87%.
Boston Condo 15-year Mortgage
The average rate on 15-year, fixed-rate mortgages, popular among those looking to refinance their Boston home, jumped to 4.85% from 4.55% last week.
Rapidly rising interest rates — which add hundreds of dollars to monthly mortgage payments — have pushed many potential Boston property buyers to the sideline this year, cooling the once red-hot housing market both locally and nationally.
The National Association of Realtors
The National Association of Realtors said last week that existing home sales fell for the sixth consecutive month in July, slowed by higher mortgage rates and home prices that are still steadily rising, though at a slower pace.
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