Where are Boston condo mortgage rates?
Boston Condos for Sale and Apartments for Rent
Where are Boston condo mortgage rates?
October 31, 2025: Mortgage rates are well below their level from one year ago. According to Freddie Mac, the national average 30-year fixed mortgage rate fell two basis points this week to 6.17% — 55 basis points lower than one year ago. The 15-year rate is down three basis points to 5.41%, more than a half-point lower than last October.
October 29, 2025: Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.18%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.55%.
October 28, 2025: Mortgage rates continue to churn. According to Zillow, the 30-year fixed mortgage rate bounced higher by 12 basis points to 6.21%, while the 15-year fixed rate declined by four basis points to 5.40%. The 30-year jump reflects a move higher last week with 10-year Treasury yields.
October 26, 2025: Mortgage rates are wavering slightly today. According to Zillow, the average 30-year fixed mortgage rate has edged down four basis points to 6.09%.
October 25, 2025: Mortgage rates are wavering slightly today. According to Zillow, the average 30-year fixed mortgage rate has edged down four basis points to 6.09%. Meanwhile, the 15-year fixed term is up seven basis points to 5.44%.
October 22, 2025: Mortgage rates slipped lower again today. According to Zillow, the average 30-year fixed rate is down five basis points to 6.10%. The 15-year fixed loan dropped six basis points to 5.42%.
| Program | Mortgage Rate | APR* | Change |
|---|---|---|---|
| Conventional 30-year fixed | 6.284% |
October 16, 2025: Today’s mortgage rates are wavering. For example, according to Zillow, the average 30-year fixed rate on home purchases has increased by three basis points to 6.23%. However, the 30-year fixed rate for mortgage refinances has decreased by five basis points to 6.33%.
October 11, 2025: Today’s mortgage rates have inched down a bit. According to Zillow, the average 30-year fixed mortgage rate has decreased by two basis points to 6.28%, and the 15-year fixed rate is down two basis points to 5.56%.
October 10, 2025: Mortgage rates have ticked down this week. According to Freddie Mac, the national average 30-year fixed mortgage rate has decreased by four basis points to 6.30%, putting it at 41 basis points below the 52-week average. The 15-year rate is down by two basis points to 5.53%, and it’s 35 basis points under the 52-week average.
October 9, 2025: Mortgage rates are down across the board today. According to Zillow, the national average 30-year mortgage rate has decreased by five basis points to 6.21%, its lowest point in almost a month. The 15-year fixed rate has dropped by eight basis points to 5.53%.
October 8, 2025: Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate Boston condo mortgage is down to 6.33%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.64%.
October 7, 2025: Mortgage rates are up and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.44%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.72%.
October 3, 2025: Mortgage rates are unchanged and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.36%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.62%.
October 2, 2025: Mortgage rates may be in for a move lower if Treasury rates continue to fall. According to Zillow, the 30-year fixed-rate home loan is down six basis points today to 6.29%, while the 15-year fixed-rate fell three basis points to 5.58%.
October 1, 2025: Mortgage interest rates took small steps lower today. According to Zillow, the average 30-year fixed mortgage rate fell one basis point to 6.35% while the 15-year rate dropped eight basis points to 5.61%.
September 29, 2025: Most mortgage rates have ticked up since the Sept. 17 Federal Reserve meeting. According to Zillow, the average 30-year fixed mortgage rate has increased by 34 basis points since Sept. 16, now sitting at 6.47%. This is because it’s common for mortgage rates to decrease in anticipation of a Fed rate cut, but they don’t necessarily keep falling afterward.
September 27, 2025: Mortgage rates lost downward momentum this week. According to Freddie Mac, the national average 30-year rate ticked higher by four basis points to 6.30%
September 26, 2025: Mortgage rates lost downward momentum this week. According to Freddie Mac, the national average 30-year rate ticked higher by four basis points to 6.30%. The 15-year fixed mortgage rate rose eight basis points to 5.49%.
Where are Boston condo mortgage rates?
September 24, 2025: According to Freddie Mac, mortgage rates have gone down to 6.26%, which is still high. Last year at this time, rates were 6.9% on a 30-year mortgage. Rates have been higher than that low all year.
Where are Boston condo mortgage rates?
Just like last year when the Fed lowered their rate, the 10-yr Treasuries – and mortgage rates – are trending higher now.
If you are hoping to time your rate lock, the next CPI release will be on October 15th, and the Fed meets again on October 28-29. Mortgage rates have been lower in the few days before those meetings, though if the CPI number surprises the market (doubtful) then the best rates will be in between the two meetings.
https://www.mortgagenewsdaily.com/markets/mortgage-rates-09172025
September 16, 2025: Mortgage rates continue to move lower, prior to an expected Fed rate cut tomorrow. According to Zillow, the current 30-year mortgage rate is 6.16%, down 12 basis points since Friday.
September 15, 2025: This could be an interesting week for mortgage rates. While they have moved lower in recent weeks, the last time the Federal Reserve cut interest rates, mortgage rates actually moved higher.
According to Zillow, the current 30-year fixed mortgage rate is 6.28%
September 12, 2025: 30-Year Fixed Refinance Boston Condo Mortgage Interest Rates Drop 2.28%
The current 30-year, fixed-rate mortgage refinance average rate stands at 6.3%, versus 6.45% last week.
The annual percentage rate (APR) on a 30-year, fixed-rate mortgage is 6.32%, lower than last week’s 6.47%. The APR is the all-in cost of a home loan—the interest rate including any fees or extra costs.
At the current interest rate, borrowers with a 30-year, fixed-rate mortgage of $100,000 will pay $619 per month for principal and interest, according to the Forbes Advisor mortgage calculator. That doesn’t include taxes and fees. Over the life of the loan, the borrower will pay total interest costs of about $123,394
Mortgage Rates Today, September 11, 2025: 30-Year Rates Drop to 6.39%
September 9, 2025: The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.322%, according to data available from mortgage data company Optimal Blue. That’s down approximately 14 basis points from the prior day’s report, and down approximately 17 basis points from a week ago.
September 8, 2025: Mortgage rates made a big move lower Friday, and now it’s a matter of whether it holds through the week. According to Zillow, the current 30-year fixed mortgage rate is 6.20%. The 15-year fixed rate has fallen to 5.38%. If you can get a similar rate from a lender, this might be a good time to buy a house and lock in a relatively low rate.
Where are Boston condo mortgage rates?
Mortgage interest rates have taken a sharp turn lower. According to Zillow, the 30-year fixed mortgage rate fell 16 basis points Friday to 6.20%. The 15-year rate dropped 14 basis points to 5.38%. Shop around with three or four mortgage lenders to compare their rates and find the best deal.
30-year fixed: 6.20%
20-year fixed: 5.63%
15-year fixed: 5.38%
5/1 ARM: 6.24%
7/1 ARM: 6.18%
30-year VA: 5.66%
15-year VA: 5.15%
5/1 VA: 5.52%
Where are Boston condo mortgage rates?
August 29, 2025: Mortgage rates have fallen to a 10-month low. According to Freddie Mac, the national average 30-year rate is now 6.56%, and the 15-year fixed mortgage rate is 5.69%.
August 26, 2025: Mortgage rates are lower today. According to Zillow, the 30-year fixed mortgage rate fell six basis points to 6.47%
August 22, 2025: Mortgage rates are holding steady to close out the week, with the average 30-year fixed rate remaining at 6.500%
August 20, 2025: The average interest rate for a conventional 30-year fixed mortgage is currently 6.375%.
August 19, 2025: Mortgage rates are up and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.64%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.84%.
Mortgage rates have inched down this month thanks to recent labor market data suggesting that the U.S. economy is starting to cool. When economic growth slows or the economy contracts, mortgage rates tend to go down. Investors now think it’s very likely that the Federal Reserve will cut rates at its next meeting in September, which could help mortgage rates come down further. But new wholesale inflation data released on August 14 came in unexpectedly hot, which could complicate the path to lower rates.
Top mortgage rates today
Current mortgage rates are higher today but lower than they were seven days ago. Rates are lower than they were in early 2025, when the average 30-year fixed-rate mortgage reached above 7%. But rates are still relatively high as fears around stubborn inflation have kept the Federal Reserve from lowering its benchmark rate so far this year.
Mortgage rates change regularly, so compare offers and consider the personal and market factors that influence your quoted mortgage rate.
August 14, 2025:The rate on a 30-year fixed refinance fell to 6.55% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.43%, and for 20-year mortgages, the average is 6.28%.
August 12, 2025: The rate on a 30-year fixed refinance declined to 6.59% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.51%. On a 20-year mortgage refinance, the average rate is 6.34%.
August 8, 2025: The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.630%, according to data available from mortgage data company Optimal Blue. That’s up roughly a basis point from the prior day’s report, and down 10 basis points from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.
August 7,2025: Today’s 30-year fixed mortgage rate is relatively low at 6.48%. According to Zillow data, this is the second time this week that the rate has fallen below 6.5%, putting it at its lowest since April 2025.
August 5,2025: 30-year fixed rate mortgage. At the time this was published, the average 30-year fixed mortgage rate reached 6.74%.
The average 30-year fixed rate mortgage (FRM) hit a record weekly low of 2.65% on Jan. 7, 2021, and a record weekly high of 8.89% on Dec. 16, 1994, according to Freddie Mac.
A 30-year FRM gives borrowers an affordable option but you pay more interest over the life of the loan compared to shorter mortgages.
August 2, 2025: Mortgage interest rates fluctuate daily, and today’s rates have shifted in different directions. According to Zillow, the 30-year fixed mortgage rate moved up by two basis points, sitting at 6.60%. Meanwhile, the 15-year fixed rate dropped 11 basis points to 5.76%.
August 1, 2025: The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.730%
July 30, 2025
Calls for lower mortgage rates could be the battle cry of the decade among aspiring homeowners and those looking to refinance, and for good reason. However, mortgage interest rates have stalled after two weeks of gains, according to Freddie Mac.
Current interest rates for a 30-year fixed-rate mortgage are 6.74%, a decrease of just one basis point since last week. The average rate for a 15-year fixed-rate mortgage is down five basis points to 5.87%. Relatively high rates could leave potential home buyers wondering, “Is this a good time to buy a house?”
If you’re waiting for rates to drop more significantly before buying a home, don’t hold your breath. Current financial and housing market data indicate little interest rate relief in the second half of 2025. If you want to buy, you need a strong financial footing, a decent-sized down payment, and a focus on lower fees to partly compensate for the higher initial mortgage rate. And remember, you can always refinance your mortgage later.
July 27, 2025: Mortgage rates are decreasing, but even so, the changes are pretty small. According to Zillow, the 30-year fixed mortgage rate shifted down by four basis points, sitting at 6.68%. Meanwhile the 15-year fixed rate is down six basis points to 5.91%.
July 25, 2025: Mortgage rates have seen minimal changes recently. According to Freddie Mac, the national average 30-year fixed mortgage rate has gone down a single basis point to 6.74% this week, and the 15-year fixed interest rate has dropped five basis points to 5.87%
July 22.2025: Mortgage rates dipped to 6.66%
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July 20, 2025: The 30-year fixed mortgage rate shifted up by one basis point, sitting at 6.72%. Meanwhile the 15-year fixed rate is up seven basis points to 5.97%.
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July 4, 2025: Mortgage interest rates are down again this week, marking five consecutive weeks of decreases. According to Freddie Mac, the national average 30-year fixed mortgage rate is 6.67%, or 28 basis points since this week in 2024. The 15-year fixed rate has dropped by nine basis points to 5.80%, a whopping 45 basis points since last year.
July 3, 2025: Mortgage rates are higher today. According to Zillow, the average 30-year fixed mortgage rate rose five basis points to 6.58%. The 15-year fixed mortgage rate moved up eight basis points to 5.77%.
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Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.69%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.89%.
Current mortgage rates
Here are the current mortgage rates, according to the latest Zillow data:
30-year fixed: 6.53%
20-year fixed: 6.08%
15-year fixed: 5.71%
5/1 ARM: 7.00%
Where are Boston condo mortgage rates?
Boston condo mortgage rates June 29, 2025 – 6.77%
Where are Boston condo mortgage rates?
- 30-year fixed-rate: Around 6.810% APR.
- 15-year fixed-rate: Around 5.821% APR.
- 5-year adjustable-rate mortgage (ARM): Around 6.989% APR.
Where are Boston condo mortgage rates?
June 13, 2025: The rate on a 30-year fixed refinance decreased to 6.82% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.75%, and for 20-year mortgages, the average is 6.61%.
Where are Boston condo mortgage rates?
June 10,2025: It’s been a bumpy few months for mortgage rates. Lingering inflation, the threat of a global trade war and growing recession worries have reduced affordable options for homebuyers.
The average 30-year fixed mortgage interest rate is 6.97% today, down -0.07% since one week ago. The average rate for a 15-year fixed mortgage is 6.09%, which is a decrease of -0.02% since last week.
Where are Boston condo mortgage rates?
Mortgage rates saw modest movement this week, with the national average 30-year fixed rate climbing to 7.00% as of June 4, 2025, according to Zillow. The 15-year fixed rate also rose to 6.00%, marking a slight increase as borrowers face a competitive lending landscape.
Current national mortgage rates
As of Wednesday, here’s where average rates stand:
- 30-year fixed: 7.00%
- 15-year fixed: 6.00%
- 5-year ARM: 7.14%
The 30-year fixed rate ticked up 3 basis points from the previous day and is now down just 1 basis point compared to last week’s 7.01%.
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Where are Boston condo mortgage rates?
May 27, 2025: Mortgage interest rates were mostly unchanged today. According to Zillow, the 30-year fixed mortgage rate wobbled by one basis point to 6.90%, while the 15-year fixed rate held steady at 6.11%.
Boston condos for sale
Where are Boston condo mortgage rates?
May 24, 2025: According to Zillow, today’s 30-year fixed mortgage rate is 6.94%, and the 15-year fixed rate is 6.09%.
Where are Boston condo mortgage rates?
May 23, 2025: Mortgage rates moved higher this week. According to Freddie Mac, the 30-year fixed interest rate is up five basis points to 6.86%, and the 15-year fixed rate stepped higher by nine basis points to 6.01%. It’s the third week of higher home loan rates
Where are Boston condo mortgage rates?
Updated May 21, 2025: The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, increased to 6.92% from 6.86%, with points rising to 0.69 from 0.68, including the origination fee, for loans with a 20% down payment. That rate was just 9 basis points lower the same week one year ago.
Where are Boston condo mortgage rates?
Updated May 20, 2025 – Most mortgage interest rates have ticked up again today. According to Zillow, the 30-year fixed mortgage rate has increased by eight basis points to 6.85%, while the 15-year fixed rate increased by four basis points to 6.07%.
Where are Boston condo mortgage rates?
Mortgage rates have increased on most term lengths today. According to Zillow, the average 30-year fixed rate has climbed by nine basis points to 6.70%, and the 15-year fixed rate is up five basis points to 6.95%. The 5/1 adjustable-rate mortgage (ARM) rate has risen by 15 basis points to 6.88%.
Updated: Boston Real Estate Blog – May 2025
Where are Boston condo mortgage rates?
Mortgage Refinance Rates Today
| Mortgage type | Average rate today |
| 30-year fixed refinance | 6.66% |
| 20-year fixed refinance | 6.15% |
| 15-year fixed refinance | 6.15% |
| 7/1 ARM refinance | 6.20% |
| 5/1 ARM refinance | 6.31% |
| 30-year FHA refinance | 5.75% |
| 30-year VA refinance | 6.62% |
Ford Realty Beacon Hill – Condo for Sale Office
Boston condos for sale – Ford Realty Inc
Updated: Boston Condos for Sale Blog 2025
Byline – John Ford Boston Beacon Hill Condo Broker 137 Charles St. Boston, MA 02114
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The 30-year, fixed-rate mortgage averaged 6.65% as of March 13, according to Freddie Mac. That’s up from 6.63% a week before but down from 6.74% a year earlier.
Mortgage Rates Predictions for 2025
Mortgage rates will continue to average above 6% next year, and home prices will keep rising, the Realtor.com® economic research team predicts in its new 2025 housing forecast.
The report forecasts that mortgage rates will average 6.3% across 2025 and end the year at 6.2%. That’s a leg down from the 6.7% average expected across 2024 by year-end, but still well above the 4% historical average recorded from 2013 to 2019.
Home prices will grow an additional 3.7% through next year, after rising 4% this year and 1.1% in 2023, the forecast indicates. Sales of previously owned homes are projected to tick up to 4.07 million, a 1.5% gain from this year, but still sluggish compared with the 2013–19 historical average of 5.28 million.
Mortgage rates continue to climb: 30-year loan at 6.50%
Freddie Mac points to reasons behind the increase
Today’s rates with no points
The Spring Selling Season could get a real boost if mortgage rates stay in the 5s.
The Fed has been telegraphing their intentions for months now, and at this point, there can’t be anyone who thinks the Fed won’t keep raising their Fed Funds rate – at least for their next two meetings. Mortgage lenders have to be pricing in the anticipated future increases, yes?
After some tepid inflation news last week, mortgage rates came down a 1/2%, and they have stayed there, which makes me think that there was already too much buffer priced in – and there has to be some extra left knowing that the Fed has more work to do.
But just in case, go out and buy a house today so you can get a 5-something rate!
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As of Friday, September 16, 2022, current rates in Massachusetts are 6.03% for a 30-year fixed and 5.31% for a 15-year fixed.
Where are Boston condo mortgage rates?
The average long-term U.S. mortgage rates rose this week for Boston condo buyers, as inflation worries remained at the forefront.
Boston Condo Buyers 30-year Mortgage
For Boston condo buyers the 30-year mortgage rate increased to 5.55% from 5.13% last week. Last year at this time, the rate stood at 2.87%.
Boston Condo 15-year Mortgage
The average rate on 15-year, fixed-rate mortgages, popular among those looking to refinance their Boston home, jumped to 4.85% from 4.55% last week.
Rapidly rising interest rates — which add hundreds of dollars to monthly mortgage payments — have pushed many potential Boston property buyers to the sideline this year, cooling the once red-hot housing market both locally and nationally.
The National Association of Realtors
The National Association of Realtors said last week that existing home sales fell for the sixth consecutive month in July, slowed by higher mortgage rates and home prices that are still steadily rising, though at a slower pace.
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