Boston condo mortgage rates dominate the news
Boston Condos for Sale and Apartments for Rent
Boston condo mortgage rates dominate the news
November 27, 2025: Mortgage rates are at their lowest point since October 2024. According to Freddie Mac, the average 30-year fixed mortgage rate is 6.23%, down three basis points for the week. A year ago, it averaged 6.81%. The 15-year fixed rate is 5.51%, also down three basis points. A year ago, it averaged 6.10%.
- 30-year conventional: 6.203%
- 30-year jumbo: 6.459%
- 30-year FHA: 6.084%
- 30-year VA: 5.805%
- 15-year conventional: 5.620%
November 5, 2025: If you’re checking in on Today’s Mortgage Rates on November 5, here’s the headline: they’ve nudged down just a hair, offering a glimmer of relief in what’s been a bit of a rollercoaster for homebuyers and homeowners alike. According to Zillow, the average rate for a 30-year fixed mortgage has eased to 6.08%, a four-basis-point dip, while the popular 15-year fixed rate is now at 5.62%.
October 28, 2025: The average interest rate on a 30-year, fixed-rate mortgage rose to 6.09% APR, according to rates provided to NerdWallet by Zillow. This is 10 basis points higher than yesterday and five basis points higher than a week ago. (See our chart below for more specifics.) A basis point is one one-hundredth of a percentage point.
October 26, 2025: Mortgage rates are wavering slightly today. According to Zillow, the average 30-year fixed mortgage rate has edged down four basis points to 6.09%.
October 25, 2025: Mortgage rates are wavering slightly today. According to Zillow, the average 30-year fixed mortgage rate has edged down four basis points to 6.09%. Meanwhile, the 15-year fixed term is up seven basis points to 5.44%.
October 24, 2025: Mortgage rates continue to move lower. According to Freddie Mac, the national average 30-year fixed mortgage rate fell eight basis points this week to 6.19% — 35 basis points lower than it was one year ago. The 15-year rate is also down by eight basis points to 5.44%, more than a quarter point lower than last October.
October 22, 2025: Mortgage rates slipped lower again today. According to Zillow, the average 30-year fixed rate is down five basis points to 6.10%. The 15-year fixed loan dropped six basis points to 5.42%.
October 21, 2025: Mortgage rates increased from yesterday morning and continued oscillating in its narrow range of the past month.
Today’s economic indicators bring more upward pressure, but the second straight day of decreased Treasury yields should keep interest rates pretty static in the near-term.
Current mortgage and refinance rates
Find your lowest rate. Start here (Oct 21st, 2025)
| Program | Mortgage Rate | APR* | Change |
|---|---|---|---|
| Conventional 30-year fixed | 6.284% |
October 16, 2025: Today’s mortgage rates are wavering. For example, according to Zillow, the average 30-year fixed rate on home purchases has increased by three basis points to 6.23%. However, the 30-year fixed rate for mortgage refinances has decreased by five basis points to 6.33%.
October 11, 2025: Today’s mortgage rates have inched down a bit. According to Zillow, the average 30-year fixed mortgage rate has decreased by two basis points to 6.28%, and the 15-year fixed rate is down two basis points to 5.56%.
October 10, 2025: Mortgage rates have ticked down this week. According to Freddie Mac, the national average 30-year fixed mortgage rate has decreased by four basis points to 6.30%, putting it at 41 basis points below the 52-week average. The 15-year rate is down by two basis points to 5.53%, and it’s 35 basis points under the 52-week average.
October 7, 2025: Today’s national average on a 30-year fixed-rate mortgage is 6.44%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.72%.
October 3, 2025: Mortgage rates are unchanged and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.36%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.62%.
October 2, 2025: Mortgage rates may be in for a move lower if Treasury rates continue to fall. According to Zillow, the 30-year fixed-rate home loan is down six basis points today to 6.29%, while the 15-year fixed-rate fell three basis points to 5.58%.
October 1, 2025: Mortgage rates are moving in opposite directions today: lower for long-term loans, and slightly higher for shorter. According to Zillow, the current 30-year mortgage rate is 6.36%, down 11 basis points. The 15-year fixed interest rate rose three basis points to 5.69%.
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Today’s Mortgage Rates: Friday, August 27, 2025
Mortgage interest rates took another step or two lower today. According to Zillow, the average 30-year fixed mortgage rate slipped two basis points to 6.45%. Meanwhile, the 15-year rate gave up three basis points to 5.61%.
Today’s Mortgage Rates: Friday, August 22, 2025
Mortgage rates are holding steady to close out the week, with the average 30-year fixed rate remaining at 6.500%. This stability comes amid a flurry of new economic data showing a housing market in transition, as a significant surge in available homes gives potential buyers the most options they’ve seen in five years.
Homebuyers are navigating a complex environment where prices are beginning to soften in many areas, even as borrowing costs remain elevated compared to recent years. Here’s a look at the current mortgage rates and the market forces shaping them today.
Boston condo mortgage rates dominate the news
Homebuyers are seeing a moment of stability as mortgage rates hold relatively steady to begin the day on Wednesday, August 20, 2025. This lack of significant fluctuation provides a potential window for prospective buyers navigating the current housing market.
The average interest rate for a conventional 30-year fixed mortgage is currently 6.375%.
August 15, 2025: Mortgage rates have dropped this week. According to Freddie Mac, the national average 30-year rate is down to 6.58%. Today’s rates are the lowest they’ve been since October 2024.
August 13, 2025: Mortgage interest rates are a bit unsteady today. According to Zillow, the average 30-year fixed mortgage rate dropped seven basis points to 6.5%. Meanwhile, the 15-year rate saw a slight increase, up three basis points to 5.47%.
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August 12, 2025
July 30, 2025: Mortgage interest rates today saw very little movement. According to Zillow, the average 30-year fixed rate stayed flat at 6.69%. Meanwhile, the 15-year mortgage decreased by three basis points to 5.89%.
July 28, 2025: Mortgage rates are decreasing, but even so, the changes are pretty small. According to Zillow, the 30-year fixed mortgage rate shifted down by four basis points, sitting at 6.68%. Meanwhile the 15-year fixed rate is down six basis points to 5.91%.
July 22, 2025: Today’s Boston condo for sale mortgage rates are down at 6.66%
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July 20, 2025: 30-year fixed mortgage rate shifted up by one basis point, sitting at 6.72%. Meanwhile the 15-year fixed rate is up seven basis points to 5.97%.
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Boston condo mortgage rates dominate the news
July 18, 2025: Today’s mortgage interest rates have increased a little bit. According to Freddie Mac, the 30-year fixed mortgage rate is up two basis points to 6.75%, and the 15-year fixed rate has risen by six basis points to 5.92%.
What will happen to mortgage rates after inflation went up?
Mortgage rates had been moving downward of late, but the positive momentum reflected in purchase application activity lost steam this week.
HousingWire’s Mortgage Rates Center on Tuesday showed that rates rose slightly during the past week, ending a two-week pattern of declines. Rates for 30-year conventional loans averaged 6.86%, up 1 basis point from one week ago. Rates for 30-year loans through the Federal Housing Administration (FHA) were up 1 bps to 6.56%, while rates for 30-year jumbo loans rose 2 bps to 6.51%.
Headwinds for mortgage pricing arrived Tuesday in the form of rising inflation through the Consumer Price Index (CPI). Prices rose 2.7% on annualized basis in June, up from 2.4% growth in May, and the news likely ends the faint hopes of a Federal Reserve interest rate cut later this month.
Boston condo mortgage rates dominate the news
July 8.2025: Mortgage interest rates wobbled a little higher today. According to Zillow, the 30-year fixed mortgage rate stepped higher by three basis points to 6.62% while the 15-year fixed rate gained two basis points to 5.83%.
June 29, 2025: The average rate on 30-year fixed home loans decreased to 6.77% for the week ending June 26, down from 6.81% last week, according to Freddie Mac.
Boston condo mortgage rates dominate the news
Mortgage rates fell for the fourth consecutive week to the lowest level since early May, mortgage buyer Freddie Mac said Thursday.
Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed that the average rate on the benchmark 30-year fixed mortgage fell to 6.77% from last week’s reading of 6.81%.
Boston condo mortgage rates dominate the news
Boston condos for sale
The mortgage rates usually drop before the Fed does their cut – then mortgage rates rise. Buy the rumor and sell the news!
If we could just get down to 6.5% it would be a relief for both Boston condo buyers and sellers.
https://www.mortgagenewsdaily.com/markets/mortgage-rates-06232025
Boston condo mortgage rates dominate the news
June 7, 2025: Is a mortgage rate in the 5% range the sweet spot for your home-buying budget?
With mortgage rates remaining in the 6.5% to 7% range, most housing experts aren’t expecting rates to move much lower through the end of this year. However, a major economic setback could trigger much lower mortgage rates.
So, expect rates to be mostly unchanged.
June 1, 2025: Mortgage rates are lower on the long end and slightly higher on the short. According to Zillow, the average 30-year fixed interest rate is down seven basis points to 6.77%, while the 15-year fixed rate gained three basis points to 6.02%.
Boston condo mortgage rates dominate the news
The average rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, increased to 6.92% from 6.86%
Boston condo mortgage rates dominate the news
May 19, 2025: 30-year fixed refinance mortgage rates stayed flat at 6.91% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.86%, and for 20-year mortgages, the average is 6.76%.
Boston condo mortgage rates dominate the news
May 16, 2025: Mortgage rates are unchanged and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.89%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.04%.
Even though mortgage rates are a little higher this week, they remain mostly rangebound. The latest Federal Reserve decision to maintain the current benchmark has many markets, including the housing market, in wait-and-see mode.
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New Update May 9, 2025: The average for a 30-year fixed mortgage is 6.83% today, up 0.07% over the last week. The average rate for a 15-year fixed mortgage is 6.01%, which is an increase of 0.09% from the same time last week.
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New Update: As of today, May 8, 2025, prospective homebuyers and those looking to refinance are seeing a welcome, albeit potentially temporary, dip in borrowing costs. According to the latest data from Zillow, today’s mortgage rates show a decrease across various loan types, with the widely popular 30-year fixed-rate mortgage averaging 6.69%, a notable 10 basis points lower than the previous day. This slight downward trend also extends to refinance rates, offering a potential window for savings.
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Boston condo mortgage rates dominate the news
Today’s Mortgage Rates – May 6, 2025: Rates Rise Ahead of Critical Fed Meeting
Key Takeaways:
- 30-year fixed mortgage rate: Increased to 6.75%.
- 15-year fixed mortgage rate: Increased to 5.99%.
- Refinance rates: Averages are higher, with the 30-year refinance rate at 6.81%.
- Economic outlook: Rates may remain elevated as the Federal Reserve approaches its next meeting.
Boston condo mortgage rates dominate the news
Rates on 30-year new purchase mortgages have climbed notably higher, after wavering in a narrow range for a week. Adding several basis points Friday, the flagship average is up to 6.95%.
Rates increased for many other mortgage types as well.
Boston condo mortgage rates dominate the news
Mortgage and refinance interest rates today, May 2, 2025: Rates are notably lower than last year
These declines may seem unremarkable. But the bigger picture tells a different story. The average 30-year rate is actually down a full 46 basis points since this week last year, and the 15-year rate has dropped by 55 basis points. When it comes to interest rates, hopeful home buyers are in a better position than a year ago.
Boston condo mortgage rates dominate the news
Today’s mortgage interest rates are all over the place. For example, according to Zillow, the 30-year fixed mortgage rate has increased by five basis points to 6.64%. However, the 15-year fixed rate has held steady at 5.91%, and the 5/1 ARM rate is down three basis points to 6.72%.
Boston condo mortgage rates dominate the news
Mortgage market conditions have improved slightly as the calendar is set to flip to May, but anyone expecting sub-6% rates at the start of the year will be disappointed.
Data at HousingWire’s Mortgage Rates Center on Tuesday showed that 30-year and 15-year conforming rates were averaging 6.95% and 6.82%, respectively. These figures were down slightly compared to one week ago and represent a partial pullback from the huge spikes seen earlier in April.
Currently, the average interest rate on a 30-year fixed mortgage is 6.85%, compared to 7.07% a week ago, according to the Mortgage Research Center.
For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.92%, down 0.16 percentage point from the previous week.
If you’re thinking about refinancing to lock in a lower rate, compare your existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Boston condo mortgage rates dominate the news
The average rate on the popular 30-year fixed mortgage sits around 7.5%, the highest level since mid-November of last year, according to Mortgage News Daily.
Even with rates higher, however, mortgage applications to purchase a home rose 5% last week compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index.
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Boston condo mortgage rates dominate the news
US employers added 311,000 jobs in February, which was stronger than expected. That means that we can count on another interest rate increase, which also means that Boston condos for sale will become less affordable.
I noticed that credit card companies are advertising like crazy. They do make more money when interest rates are higher.
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Boston condo mortgage rates dominate the news
Boston condo mortgage interest rates have more than doubled in the last year. Presently, Boston condo mortgage interest rates are not at an all-time high but Boston condos for sale prices are and they continue to rise due to strong demand. The question is how long can this last?
Some economists are predicting that home prices will go down in 2023. Locally homes are selling but it appears days-on-market are rising. I’ll keep an eye on this to see if we will see price reductions as sellers can be impatient on waiting for offers on the Boston condo for sale
Boston condos for sale and the bottom line
Historically higher interest rates cause a slowdown in housing appreciation.
