Boston condo living can provide an affordable and comfortable lifestyle. However, owning a Beacon Hill condo can be different in many ways from owning a single-family home. Before you make an offer on one of the many of the Boston high rise condos for sale, there are 5 important things you need to consider.

1. Fees

All Boston condos are part of a homeowners association. The association will require all condo owners to pay fees, the amount of which can vary from complex to complex. The monthly fees charged are used for the upkeep of the building, including electricity in public places, cleaning, and heat.

2. Insurance

All  Boston condo owners must secure their own insurance. However, you must find out what situations the association’s insurance will cover. In the event of a leak in the roof or a fire in another part of the building, you want to make sure your personal belongings will be covered.

3. Reserve Fund

All associations should have a special reserve fund set up in case emergency repairs are needed or the building needs updating. If the association does not have one set up or there is very little money in this reserve, the cost for repairs would fall back on the individual condo owners.

4. Association Rules

All associations will come with a list of rules or guidelines that homeowners must abide by. These rules can include anything from not being allowed to own a dog to keeping the noise down after 9 pm. It is important that you understand and agree with these rules before committing to buy.

5. Management

It is also important to know how the association is managed prior to putting in an offer. In many cases, the condo owners are the managers and meet regularly, while other complexes have a manager in place. In either case, try to meet some of the other condo owners in the complex and ask questions to get a feel for their opinions about management.

If you’re looking to purchase a Beacon Hill condo or a high rise condo. Get in touch with the real estate experts at Ford Realty today, and we can show you the latest and the greatest properties on the market. Call 617-720-5454 to schedule an appointment.

Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


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John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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