Step 1: Get Pre-Approved by a Reputable, Local Lender

Before you start seriously looking at Boston condos for sale, it’s best to understand the dollars and cents and have an accurate figure of how much a lender will let you borrow to purchase a Boston Midtown condo for sale. That number can sometimes be much more than you’re comfortable spending. Good news is, you don’t have to borrow everything they will allow. Simply choose a number that you’re comfortable with (while considering monthly mortgage payments, taxes, insurance and expenses) and that will be your maximum price. Need a recommendation for a great lender?  For more information Email me at

Step 2: Perform a Preliminary Online Home Search

Once you get a ballpark for the price you’d be comfortable paying for a Beacon Hill condo for sale or anywhere in downtown Boston, the next step is to perform some preliminary home searches. Ask yourself if you can see yourself living in any of the Boston condos that are listed for sale in your price range. If the answer is yes, then moving forward with your home search makes sense. If the answer is absolutely not, you might want to consider re-thinking your target geographic area or property type. If that’s not an option, maybe it makes more sense to rent and save money for your future home purchase.

Resources: Here is our favorite online Boston downtown condos for sale

Step 3: Read Boston Real Estate Blog for Buyer Tips

We specialize in representing Boston downtown real estate buyers and give some great tips on our Boston Real Estate Blog. If you’re looking for some additional info about how the process works, things to watch out for and what neighborhoods have the homes you’re looking for, our blog is a great place to start your research.

Resources: Check out our Boston Downtown Real Estate Blog for buyer tips, neighborhood lists and more!

Step 4: Interview and Select a Buyer’s Agent

A good buyer’s agent will save you time by showing you how to make your home search efficient, make sure you don’t overpay by helping you understand the market, recommend professionals who can evaluate the property’s condition and make sure you don’t miss any Boston condos for sale. One of the biggest mistakes a buyer can make is to use the listing agent or an on-site sales agent who represents the builder like in the Boston Seaport District to purchase a home. The listing agent and/or on-site sales agent is hired to get the seller (or builder) the most money, not the buyer the best deal for a Boston Seaport condo for sale.. Buyer representation is paid by the listing company (or builder) and costs you nothing extra. If you were to be sued, you wouldn’t hire the opposition’s attorney to represent you, would you?

Step 5: Put a Ford Realty Buyer’s Agent to Work for You

But first, interview a few Realtors. It’s important that you are confident in your buyer’s downtown condo agent’s ability to work for you. You’ll be spending quite a bit of time with them over the course of the luxury condo buying process and you need to like and respect them. We’ve been in this business long enough to have several systems and procedures in place to make home buying a seamless process – and quite frankly, we’re pretty good at it!

Step 6: Review Local Boston Real Estate Market Conditions With Your Ford Realty Buyer’s Agent

An experienced Charles River Park condo buyer’s agent will sit down and explain the current real estate market conditions of your selected area, listen to your home buying goals and help you determine whether or not the type of home you want for the price you’re willing to spend can be obtained in this market.

Step 7: Identify Target Neighborhoods You’d Like to Live

Before you dig too deep into finding the specific Boston condominium you like, spend some time evaluating neighborhoods and areas of town. Remember, location is the one thing you cannot change about a downtown Boston condo, is the number one reason people become dissatisfied with their homes and can be the biggest obstacle when it comes time to sell. A good buyer’s agent will point out location flaws and help you evaluate each neighborhood in terms of resale potential. We always say buy the very best location you can possibly afford if you want to preserve your home’s value.

Step 8: Go On Your First Boston Condo For Sale Tour

A good buyer’s agent will be looking at several properties for you – many more than you’ll see – and they need to understand what you’re looking for to save you time. The only way to do this is for us to sit down and have a detailed conversation about what exactly you’re looking for (needs vs wants) and what you don’t want. Investing an hour or two of your time upfront to have this detailed discussion will save you several hours during the process.

The first time we view Boston condos for sale together, we’ll ask you to tell us what you liked and didn’t like about each property. This way, when we’re out looking at homes for you while you’re at work, we can look at homes through your eyes, identify the homes that may meet your standards and help you eliminate the ones that won’t.

Step 9: Proactively Scout Boston Condos For Sale Soon as They’re Listed

Once you’ve got the first Boston Midtown condo for sale tour under your belt, you’ll need to proactively scout Boston downtown condos as soon as they’re listed. In our market, you may not get days to make a decision, so the quicker you can get out and evaluate the new listing, the more time you’ll get to make a decision. Your Ford Realty buyer’s agent can help you set up email alerts so you’ll know as soon as a Boston Seaport condo in your target neighborhood is listed for sale.

Step 10: Select a Boston Condo For Sale

After all that hard work of preparing to buy a Beacon Hill home, now comes the fun part. When you find a Beacon Hill condo for sale, we’ll help you evaluate it’s potential resale problems, recommend professionals (like inspectors) who can evaluate the property’s condition and make sure you don’t overpay. We’ll take care of all the details so you can focus on the fun part.

Step 11: Make an Offer and Negotiate the Contract

A good buyer’s agent will show you how to craft your offer to get it accepted by the seller, no matter what type of market you’re in. Good buyer’s agents are also great negotiators and their negotiation strengths can mean thousands of dollars to your bottom line. And, since you pay nothing to be represented, how can you go wrong? We never forget that protecting and promoting your best interests is our number one priority and will always put your interests ahead of our own. As your negotiator, we’ll treat your money as if it were our own.

Step 12: Get a Home Inspection

For most people, buying a Charles River Park condo is their single biggest asset and when you’re spending all that money, it’s important to understand what you’re buying. We can help recommend professional inspectors who will look at your home from top to bottom through a trained eye. We attend all inspections and highly recommend you do the same so you can ask questions, even if you’ve owned a home before.

Step 13: Thoroughly Investigate the Property & Neighborhood

A general home inspection is a great place to start, but it might not be the only inspection or evaluation you’ll need. Take the home inspectors recommendation and call out specialists when necessary.When buying a Boston Seaport condo for sale, you will be dealing with a condo association of the building. if it is important to you, to investigate it until you are certain you can live with the condition or rules of the condo association. We can help you through this process as well.

Step 14: Negotiate Repairs and Credits

During the inspection period, we’ll complete all inspections and come up with a list of things you want the seller to repair. This can be in the form of actually completing the repairs or a closing cost or sales price credit. If you decide to have the seller do the repairs, the contract states they must have the repairs completed by a licensed professional. Either way, we’ll need to negotiate the repairs and/or credits during the option so you can walk away from the deal if the seller says no.

Step 15: Get an Appraisal & Secure Final Loan Approval

In today’s lending market, it is important you have an experienced lender working for you to get your loan approved. Their job is to work with the bank to make sure the transaction goes smoothly, not just collect your paperwork. We can help recommend mortgage professionals who will put your interests first.

Step 16: Perform Final Walk Through

From the time an offer is accepted to the date you become the owner can be upwards of 30-60 days. It’s important to go back to the Charles River Park condo a day or two before closing to make sure everything is in the same condition as when you made the offer. This walk through usually turns up nothing unexpected, but it is a good practice to be sure.

Step 17: Sign Closing Documents at the Title Company

With every Boston downtown real estate transaction, there is a mountain of paperwork to sign. The last step in the process is to sign all of those documents, which is done at the Registry of Deeds or at one of the lawyer’s offices. Your lender and your Realtor should go to the closing table with you. When you’re interviewing them, ask them if they go to closing. If not, a red flag should go up. Your transaction is important to us and we think it’s important to see you through every single step. You should demand this level of service from your Realtor and lender.

Step 18: Get the Keys, Become a Boston Condo Owner and Start Moving

A couple of hours after you sign papers, generally, you will become the owner of your home. Then, you can get started on another task – moving!

Boston Condos for Sale

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