Should you buy a Boston condo for sale together?

Boston condos for sale

Boston condos for sale


Although it’s been legal for same-sex couples to marry in Portland — and all over Oregon — since 2014, more of those unions are actually happening now that the U.S. Supreme Court has ruled it legal throughout the country.

So now that everyone’s tying the knot, adopting a dog, and settling down, does that mean they’re going to buy homes together, too? As your Portland Real Estate Buyers’ Team, we advise you to know what you’re getting into.

First off, if all you want to do is buy a house with someone, you don’t have to marry them. Marriage has never been a requirement for home ownership, and unmarried couples can get most of the same ownership rights under the law as married couples do. For example, two or more people — whether they’re partners, family, or just friends — can hold property jointly. They can also designate rights of survivorship, which says who gets their share of the property if they pass away. The names of both (or more) people will be on the mortgage and everyone named will be responsible for paying it off.

If you’re gung ho to be wed, you may be looking at home ownership as a next step. Not a bad idea, because after all, real estate is a great investment (especially in Portland). However, here’s a short list of qualities to consider in your home-buying partner, married or not.

1. Commitment.

Is he or she really up for the home-owning lifestyle? Even though Portland is so very trendy right now, it’s got to be the right place for you to live for at least a few years. Although it may be cheaper to make a mortgage payment than to rent, if you don’t stay in your home at least 5 years, you may end up paying extra in taxes, not to mention the up-front expense of buying a home.

2. Income.

Your mortgage lender will only approve you for a loan if they consider your employment situation to be solid. If one of you is thinking about a career change over the next several years, consider whether you could still afford your home on one income if things take a while to get back to normal.

3. Patience.

Buying a home is work, even with the best real estate agent or buyers’ team on your side. It’s the great things that are worth working for! Still, you and your partner should try to share the responsibility of touring homes, asking questions, and filling out paperwork. Or — trust me on this one — it will drive you crazy.


Ready to go? Great.

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Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


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John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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