Real estate broker Joseph Ferrara who publishes Sellsius blog. Yesterday, came up with a creative solution that might help stall at least some of our MA foreclosures:

Ask your lender or loan servicer for the original note.

In the past, mortgage loans were sold and resold and repackaged with other loans into security packages on a regular basis. Ferrara has good reason to believe that lots of the original paperwork (up to 40 percent) has been lost in the shuffle.

He also cites an Associated Press article by Mitch Stacy where a Florida homeowner facing foreclosure asked her lender to produce the original mortgage paperwork. Unable to produce a tangible response (which could be buried in a warehouse somewhere), foreclosure proceedings by the mortgage lender have been indefinitely stalled.

Could this strategy help someone here stall or stop MA foreclosure? Don’t ask me I’m not a lawyer and I don’t want to be sued. Decide for yourself and then consult a competent real estate attorney.

Source: Sellsius Blog

Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


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John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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