Who wins, who loses, now that the Fed has lowered the fed funds rate?

Bankrate.com does all the analysis.

Regarding your home loan:

When the federal funds rate goes down, that doesn’t necessarily mean that the 30-year, fixed-rate mortgage will drop. Sometimes the fixed-rate mortgage follows the Fed and sometimes it doesn’t. In recent weeks, as investors became convinced that the Fed would cut short-term rates, fixed-rate mortgages fell. Now that the Fed has cut the federal funds rate even more than expected, fixed-rate mortgages should remain low and perhaps fall further.

What about your home equity line and your credit card interest rate?

Read on …

More: Fed decision winners and losers – Bankrate.com

Also: What the Fed said – a translation – By Holden Lewis, Bankrate.com

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Updated: 1st Quarter 2018



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