Yesterday, I came across a great article on lending and the importance of credit scores. It was written by Stephan Varteresian, a mortgage broker at Secure Mortgage Corp, in Gardner and Milford, Massachusetts.

Credit scoring is a big mystery to most people. There are numerous questions that encompass the credit score phenomena.

* What is a credit score? Why is it so important?
* Who creates credit scores? How are they calculated?
* Who uses my credit score?
* What can I do to ensure my credit stays in good standing?
* What does a good credit score do for me?

It’s questions like these that prompted me to share some very important and informative information with you. The following will help you understand the important role credit plays in today’s finance world.

Your credit score is a vital part of your credit health. When you’re applying for credit, whether it’s a credit card, an auto loan, a personal loan or a mortgage, lenders will want to evaluate your credit risk level. To understand your credit risk, most lenders will look at your credit score.

Your credit score influences the debt capacity that’s available to you and the terms that lenders will offer you. It’s a vital part of your credit health. Understanding credit-scoring methodology can help you manage your credit health more effectively.

Knowing that potential lenders evaluate your credit risk, you can take a proactive approach to lower your credit risk raising your scores over time. The better your credit score, the broader financial opportunities will be available to you.

More about Stephan:

John, I do all types of financing; residential, commercial, construction/rehab and hard money. I even do mobile home financing. [I send my clients emails] that are designed to highlight programs. Very valuable stuff …

If you want to learn more about Stephan or sign-up for his emails, visit his website.

Back to Boston condos for sale homepage

Contact me to find out more about Boston condos for sale or to set up an appointment call/text 617-595-3712.

Boston condos

Boston condos for sale


For more information please contact one of our on-call agents at 617-595-3712.

Updated:  1st Q 2018

Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


Back Bay

Beacon Hill

Charles River Park


North End

South End

Seaport District

South Boston



Surrounding Communities of Boston
John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



Call Now