Before you start your Boston condo search, find out about your FICO credit score.

Keeping Score

Credit scores range from 300 to 850. According to, approximately 13% of FICO credit scores exceed 800, and only 1% of consumers achieve a perfect score of 850. In general, the higher the score, the lower the risk to any potential lenders. Five factors are included and weighted in calculating a person’s credit score:

1. 35 percent — Payment history

2. 30 percent — Credit utilization

3. 15 percent — Length of credit history

4. 10 percent — New credit

5. 10 percent — Types of credit used



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