Yay: The economy grew by a better-than-expected 132,000 jobs in June, and the job creation numbers for April and May were revised upward by a total of 75,000.

Boo: By exceeding expectations, the job-creation numbers boosted bond yields this morning, and mortgage rates will inch up slightly, too.

The average fixed-rate mortgage loan rate last year at this time was 6.83%; it is 6.74%, today.

At the end of the year, 2006, it was 6.23%.

The difference in rate would run you around $192 per month, on a $400,000 mortgage loan.

Source: Mortgage Matters – By Holden Lewis, Bankrate.com

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Updated: 1st Q 2018

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