Let’s view Boston real mortgage rates from the 1970’s till now
Boston Condos for Sale and Rent
Loading...
Let’s view Boston real mortgage rates from the 1970’s till now
Historical mortgage rate trends
1970s
Lowest annual average mortgage rate: 7.38%
Highest annual average mortgage rate: 11.20%
1980s
Lowest annual average mortgage rate: 10.19%
Highest annual average mortgage rate: 16.64%
1990s
Lowest annual average mortgage rate: 6.94%
Highest annual average mortgage rate: 10.13%
Mortgage rates in the 2000s
2000s
Lowest annual average mortgage rate: 5.04%
Highest annual average mortgage rate: 8.05%
2010s
Lowest annual average mortgage rate: 3.65%
Highest annual average mortgage rate: 4.69%
2020
Lowest annual average mortgage rate: 2.96%
Highest annual average mortgage rate: 6.81%
2026
“Peace deal headlines out of the Middle East are starting to feel less like noise and more like something real, with Iran’s state TV reporting a draft framework that includes restoring commercial traffic through the Strait of Hormuz within one month,” says Nicole Rueth, senior vice president at CrossCountry Mortgage. “The bond market is responding, cautiously but consistently, and if a verified agreement crosses the finish line, rates have room to move meaningfully lower. If the headlines outpace the reality, rates will find their way back up, but for the first time in months, I am genuinely hopeful that the path forward is down.”
| Loan type | Today’s rate | Last week’s rate | Change |
|---|---|---|---|
| 30-year fixed | 6.53% | 6.56% | -0.03% |
| 15-year fixed | 5.89% | 5.92% | -0.03% |
| 5/1 ARM | 5.70% | 5.78% | -0.08% |
| 30-year fixed jumbo | 6.70% | 6.69% | +0.01% |
October 16, 2025: Today’s mortgage rates are wavering. For example, according to Zillow, the average 30-year fixed rate on home purchases has increased by three basis points to 6.23%. However, the 30-year fixed rate for mortgage refinances has decreased by five basis points to 6.33%.
Source: Yahoo/finance
Peace be with you
Ford Realty Inc 2024 Google Reviews
Where is Ford Realty Located?
Ford Realty is located in 137 Charles Street in Beacon Hill
