The Boston condo buying process can be overwhelming when it’s your first time in the market. If you’re ready to take the plunge, proper preparation can help you find the perfect Beacon Hill condo for sale. Here’s what you need to know before you begin browsing for Boston real estate listings.

Set a Budget

When you’re looking to buy a Midtown condo for sale, the first step is to determine what you can comfortably afford. While guidelines vary, most lenders recommend a mortgage of no more than three to five times your annual household income. Get a few prequalification  letter, which indicate how much a specific bank would lend you based on your income and debt.

Do Your Research 

With your budget in mind, start looking at Boston condos for sale in your target neighborhood. Get a sense of the types of properties you can afford and how fast they tend to sell. Make a list of your must-have, nice-to-have and deal-breaker features, which will inform your choices as you take steps to buying a Back Bay condo for sale.

Get Preapproved

Once you’re prequalified and have a budget, you’re ready to start shopping in earnest. Preapproval is the next step in the process with your lender. You’ll provide proof of income and debts, such as tax returns and financial statements, which they will use to determine whether you can get a mortgage. They will also examine your credit history to make sure no red flags exist before placing an Offer on a Beacon Hill condo for sale.

Find an Agent

A qualified realtor will guide you in every step of the process of how to buy a Boston condo for sale. He or she will be knowledgeable about the specific market where you want to live and will help you negotiate a fair contract once your offer is accepted.

Bottom Line

If you’re interested in condos for sale in the Boston area, talk to our experienced team. We know the market inside and out and can help you find the right home in the right neighborhood at the right price.

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Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


Back Bay

Beacon Hill

Charles River Park


North End

South End

Seaport District

South Boston



Surrounding Communities of Boston
John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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