Ever hear the expression a “moment lost in time.” I was in a conversation with a father and son the other day. The topic of course was about Boston downtown real estate, whether to rent or to buy a Boston condo for sale.

Obtaining a mortgage to buy a Boston condo

At some point in the conversation the father made a comment “My generation’s dream is to pay off the mortgage. The younger generation’s dream is to get one.” He went on to say perhaps we should wait til my son has a better paying job before purchasing any Boston downtown real estate. I was left a little speechless at that moment. I thought of a good comeback line, but of course they had already left. 

The comeback line

In a 1997 episode of Seinfeld called “The Comeback,” George Costanza is merrily stuffing himself with free shrimp at a meeting. His coworker mocks him: “Hey, George, the ocean called. They’re running out of shrimp.” George sits there humiliated as laughter fills the room, his mind searching frantically for the perfect riposte. It’s only later, on the drive home, that he thinks of the comeback. But the moment has passed. (That may have been a good thing, since George’s epiphany was, predictably, mediocre: “Well, the jerk store called and they’re running out of you!”)

The disappointing experience of thinking of the perfect response too late—l’esprit de l’escalier, or “staircase wit”—was identified by French philosopher Denis Diderot. He was so overwhelmed by an argument at a party that he could think clearly again only once he’d gotten to the bottom of the stairs.

We’ve all been there, late on an appropriate response. Learning from my lesson, I spoke with several mortgage brokers on how to obtain a mortgage even it you have college debt and your credit score isn’t stellar.

A deleted scene from Seinfeld

In this deleted scene from Seinfeld, George dreams about what it would be like if he had a good comeback line.

Time to buy a Boston condo for sale

Don’t let this moment pass you by if you’re thinking about buying a Boston condo for sale. Please stop by my office at 137 Charles Street and we can discuss your options even if you have college debt and not making 6 figures. Hey, you can even bring your dad.


Let’s get you started on the path to buying a piece of Boston downtown real estate and begin building your personal wealth.

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Author Profile

John Ford
John Ford

Over the course of 20 years in the Boston downtown real estate market, John represented and sold numerous, condominiums, investment and development properties in Greater Boston and in the surrounding suburbs

In addition to representing Boston condo buyers and sellers, John is currently one of the most recognized Boston condo blog writers regarding Boston condominiums and residential real estate markets. John's insights and observations about the Boston condo market have been seen in a wide variety of the most established local & national media outlets including; Banker and Tradesman, Boston Magazine The Boston Globe, The Boston Herald and NewsWeek and Fortune magazine, among others.


For over 24 years, John Ford, of Ford Realty Inc., has been actively involved in the real estate industry. He started his career in commercial real estate with a national firm Spaulding & Slye and quickly realized that he had a passion for residential properties. In 1999, John entered the residential real estate market, and in 2000 John Started his own firm Ford Realty Inc. As a broker, his clients have come to love his fun, vivacious, and friendly attitude. He prides himself on bringing honesty and integrity to the entire home buying and selling process. In addition to helping buyers and sellers, he also works with rental clients. Whether you’re looking to purchase a new Boston condo or rent an apartment, you’ll quickly learn why John has a 97% closing rate.


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John Ford and his staff can be reached at 617-595-3712 or 617-720-5454. Please feel free to stop by John's Boston Beacon Hill office located at 137 Charles Street.

John Ford
Ford Realty Inc
137 Charles Street
Boston, Ma 02114



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